Best Bridge Loans At Valor Lending Group

Best Bridge Loans At Valor Lending Group

3 Options | Typically, without an appraisal

Are you ready to learn about our Best Bridge Loans At Valor Lending Group?

Would you like to purchase a new home, but your current home has not yet sold?

A bridge loan is a short-term loan, also referred to as a swing loan, cross loan, or flip loan. Figuratively, a Bridge loan is a temporary financing avenue that can provide you with a way to “bridge together” the purchase of your new home with the selling of your current home. Combining the value of your existing home with the home you would like to purchase, the borrower will bridge those two items together to usually give you the maximum amount of 65-75% LTV. Some lenders may vary.

Valor Lending Group works with the best of the best to get you the best scenario you could imagine. With our unmatched communication skills and tricks of the trade, you will be blown away by the experience you will have working with our team of professionals.

We are ready for your CALL or EMAIL TODAY!

Bridge loans are available for numerous types of property such as:

• Residential
• Owner-occupied or investment (non-owner occupied)
• Single-family, multi-family apartment buildings
• Commercial
• Industrial

Valor Bridge Owner Occupied:

Do you need to pull cash out of your primary residence for a business purpose?

• Property being used as the borrower’s primary residence
• Terms of up to 11 months
• Max LTV of 75% on 1st TD | Max CLTV 65% on 2nd TD
• No prepayment penalty
• Interest only starting in the 8’s*

*Owner occupied for Arizona and California Properties only

Valor Investment Property | Non-Owner Occupied:

Property being used as the borrower’s investment property

• Terms 1 to 5 years
• Max LTV of 80%
• No prepayment penalty
• Interest only starting in the 8’s*

Valor Cross-Collateral Loan:

Do you have a portfolio with properties that have available equity?

• Leverage for 100% financing when crossing other real estate owned at 65% CLT for 100% financing
• Terms of 1-2 years
• Max CLTV of 65%
• No prepayment penalty
• Interest only starting in the 8’s*

**no appraisal subject to lender discretion on a case-by-case basis

Needs List for Quote (Email David the following):

1. Property Address:
2. Purchase Price (for Purchase):
3. Property “as is” Value:
4. Current Balance (for Refinance):
5. Total Monthly Rents (confirm if long-term or short-term Airbnb leases):
6. Monthly Taxes and Insurance:
7. Approx. Credit Score:
8. Vesting in and Entity or Individual name:

Other Programs Available

• Hard Money Loans
• Fix and Flip Loans
• Commercial Loans
• Save your Deal | We Save Deals

CONTACT ME TODAY for immediate attention to your scenario! 

Recap of our Loan Products

1. Hard Money Loans (20% down / minimal documentation) are Typically funded in 7-10 days.
2. Stated Income Loans (Great for business owners and self-employed) No tax returns!
3. 100% financing is available (we can cross-collateralize other properties if there is enough equity)
4. Valor VA Home Loan 100% financing up to $1.5MM
5. Rental Property Loan – No tax returns or DTI calculation! Based on the subject property’s cash flow – No DSCR Coverage is needed!
6. Flipper & Rehab Loans (Flip a property with one of our many options)
7. 2nd Position Loans up to $5mm
8. Raw Land & Lot Loans
9. Ground-up Construction for spec homes, custom homes, and commercial ground-up.
10. Farms, Vineyards, Ranches, and Agricultural Properties (25-30% down)
11. 10% down Jumbo’s up to $1.5mm
12. Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
13. Acreage Properties
14. Commercial Loans up to $500mm
15. 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
16. Foreign Nationals Loans (no social security or residency required)

Other Programs we Offer:

1. Conventional Conforming Loans
2. High Balance Conforming
3. Jumbo Loan Financing |10% down Jumbo to $1.5mm
4. FHA, USDA
5. Reverse mortgages up to $1 Million in Value
6. Cash-Out Refinancing

*Terms and conditions can change daily without notice

We look forward to the opportunity to serve you!

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