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Valor Lending Group features the best California Commercial Loans. Valor offers a multitude of commercial loans for every type of asset. We lend on commercial assets nationally. Our specialty is in California. Whether you are seeking a fast hard money loan, soft money loan with no tax returns, or a full doc, low rate conventional commercial loan we’ve got you covered!

Best California Commercial Loans – Apartment Buildings

• Aggressive Leverage up to 80%

• Low Rates starting in the 3’s

• Pre-Stabilized is OK

• Hard Money rates starting in the 7’s

• Soft Money rates starting in the 5’s

Best California Commercial Loans – Office Building Loans

• Aggressive Leverage up to 75%

• Low Rates starting in the 4’s

• Pre-Stabilized is OK

• Hard Money rates starting in the 7’s

• Soft Money rates starting in the 5’s

Best California Commercial Loans – Mixed Use Building Loans

• Loan amounts up to $50,000,000

• Low Rates starting in the 4’s

• Pre-Stabilized is OK

• Hard Money

• Soft Money

Best California Commercial Loans – Medical Building Loans

• Aggressive Leverage same as office buildings

• Low Rates

• Pre-Stabilized is OK

• Hard Money

• Soft Money

Best California Commercial Loans – Mobile Home Parks

• Aggressive Leverage

• Low Rates

• Pre-Stabilized is OK

• Hard Money

• Soft Money

Public Storage Facilities – Call for details

Parking Lots and Garages – Call for details

Industrial Buildings – Call for details

Lots and Land – Call for details

Recap of our Loan Products:

1. Stated Income Loans (No Tax Returns, no W-2s, No P&L) up to $3M
2. Bank Statement Income Loans (Great Bank Statement Programs for business owners and self-employed)
3. Hard Money Loans (As low as 20% down / minimal documentation) Fund in 7-10 days.
4. Flipper Loans (Flip a property with one of our many options) up to 90% leverage
5. Commercial Line of Credit
6. 100% Financing (cross collateralize- hard money)
7. Foreign Nationals Loans (no social security or residency required)
8. Raw Land & Lot Loans
9. Ground up Construction for spec homes, custom homes and commercial ground up to $500M.
10. 2nd Position Loans up to $5M
11. Rental Property Loan – No tax returns or DTI calculation! Based on subject property cash flow
12. Farms, Vineyards, Ranches and Agricultural Properties (20-30% down)
13. 10% down Jumbo’s with NO MI up to $1.5M
14. Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
15. Acreage Properties
16. Commercial Loans up to $500M
17. 5% down Jumbo (Up to $2M Lender paid PMI)

We also offer:

1. 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $484,350)
2. High Balance Conforming aka Super Conforming (from $484,350-$726,525)
3. Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
4. FHA, VA, USDA
5. ARM’s
6. Reverse mortgages up to $10 Million Value

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