Valor Lending Group is often referred to by others as one of the Best California Home Loan Lenders. We take the hassle and brain damage out of getting a mortgage loan. Featuring the very best communication, service, rates and performance in the industry. In addition, we challenge any other lender to beat our super low interest rates up to 30 year fixed.
Shopping for a mortgage loan can be extremely frustrating.
We make it easy for you. You will have a Loan Officer and Loan Processor dedicated to your transaction that will move it down the filed to the en zone! As a result, we get deals done quickly.
In order to ensure you receive the Best Home Loan, we feature full documentation low rate loans, stated income loans, and hard money loans up to $5,000,000. Our borrowers choose from 5,7,10 and 30 year fixed rate loans. Most often with our full doc low rate loans our services are ‘free’ of charge to the borrower. Because we boast an incredible array of loan programs, we are often considered one of the best California Home Loan Lenders.
Valor has been funding our purchase transactions quickly! In as little as 17-21 days. Or if you need a fast close, try our Valor Fast Hard Money Loan closing within 2-3 days.
Why Use Valor’s Jumbo Loan?
Most lenders cap their loan amounts at $2,000,000-$3,000,000. While Valor funds jumbo loans up to $5,000,000. As a result we are highly sought after in the jumbo arena.
We boast the very best communication, service, rates and performance in the industry.
Valor will shop with many direct lenders to ensure you receive the very best pricing and so you don’t have to.
Check out our google reviews.
Recap of our Loan Products:
- Stated Income Loans (No Tax Returns, no W-2s, No P&L) up to $5mm
- Bank Statement Income Loans (Great Bank Statement Program for business owners and self employed)
- Hard Money Loans (As low as 20% down / minimal documentation) Fund in 7-10 days.
- Flipper Loans (Flip a property with one of our many options)
- Line of Credit
- 100% Financing (cross collateralize)
- Foreign Nationals Loans (no social security or residency required)
- Raw Land & Lot Loans
- Ground up Construction for spec homes, custom homes and commercial ground up to $500mm.
- 2nd Position Loans up to $5mm
- Rental Property Loan – No tax returns or DTI calculation! Based on subject property cash flow
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- 10% down Jumbo’s with NO MI up to $2.5mm
- Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
- Acreage Properties
- Commercial Loans up to $500mm
- 5% down Jumbo (Up to $2mm Lender paid PMI)
We also offer:
- 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $484,350)
- High Balance Conforming aka Super Conforming (from $484,350-$726,525)
- Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
- FHA, VA, USDA
- Reverse mortgages up to $10 Million Value
We look forward to an opportunity to demonstrate our prompt and professional handling of your loan scenario.