Best California Jumbo Loans — Valor Lending Group is Still Funding Jumbo, High Balance, Conforming, and Government Loans 

Are you looking to finance the equity property of your dreams? Do you want to access equity in your existing home? Are you interested in learning more about how jumbo loans can fit your needs? Then we have options for you. Valor Lending Group features the very Best California Jumbo Loans.

What is a Jumbo Loan?

A Jumbo Loan is one that exceeds the county guidelines for conforming and high balance conforming loan limits set by Fannie Mae and Freddie Mac. (Check you county limits here)

Because Valor has a number of full document financing solutions for purchase, refinance, and cash out Jumbo Loans, we have options to allow you to secure and maintain the luxury property of your dreams.

How Do You Qualify For A Jumbo Loan?

You qualify for a Jumbo Loan in the same way as a conventional or high balance loan, with full documentation, such as 2 years tax returns, W2s, most recent paystubs, etc.

Valor Jumbo Loan Program Highlights:

• 90% Max LTV / As Low as 10% Down! (Up to $1.26M)
• Max Loan Up to $30MM!! (Most lenders cap at $2M-$3M)
• Flexible Guidelines
• 15, 20, 25 & 30 Year Fixed Interest Rates
• Valor boasts the very best communication, service, rates and performance in the industry
• Valor ensures the very best pricing by shopping with many direct lenders so you don’t have to!

Who Is A Jumbo Loan Right For?

At Valor Lending Group, we have Jumbo Loans perfect for the high income and strong asset borrower who is looking to buy or refinance a luxury home in high end markets.

In addition, we also offer full documentation low rate loans, stated income loans, and hard money loans.

We also offer: 

• Bank Statement Loans
• Hard Money Loans
• FHA Loans
• Doctor/Dentist/Vet Loans

Call or email me for immediate attention to your scenario!

Valor Lending Group can fund your fast-hard money loan up to $10mm in as little as 7 days often without an appraisal.

Valor Lending Group also offers literally every loan in the book! Please do not hesitate to call on me for any scenarios.  I look forward to an opportunity to demonstrate my prompt and professional service.

Recap of our Loan Products:

1. Hard Money Loans (20% down / minimal documentation) Typically Fund in 7-10 days.
2. Stated Income Loans (Great for business owners and self employed ) No tax returns!
3. 100% financing is available (we can cross collateralize other properties if there is enough equity)
4. Valor VA Home Loan 100% financing up to $1.5MM
5. Rental Property Loan – No tax returns or DTI calculation! Based on subject property cash flow – No DSCR Coverage needed!
6. Flipper & Rehab Loans (Flip a property with one of our many options)
7. 2nd Position Loans up to $5mm
8. Raw Land & Lot Loans
9. Ground up Construction for spec homes, custom homes and commercial ground up.
10. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
11. 5% down Jumbo’s with NO MI up to $2mm / 10% down up to $3mm
12. Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
13. Acreage Properties
14. Commercial Loans up to $500mm
15. 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
16. Foreign Nationals Loans (no social security or residency required)

We also offer:

1. Conventional Conforming Loans (under $510,400)
2. High Balance Conforming (from $510,400-$765,600)
3. Jumbo Loan Financing to $10 Million / Super low rates! / 10% down Jumbo to $3mm
4. FHA, USDA
5. Reverse mortgages up to $1 Million Value
6. Cash Out Refinancing

**Rates and terms subject to change without notice