Best California Jumbo Loans

/ / Published in Darren Carlin, Mortgage News

Best California Jumbo Loans.

Valor Lending group features the very best California jumbo loans.

  • We offer full documentation low rate loans, and stated income loans, and hard money loans up to $5,000,000. Our borrowers choose from 5,7,10 and 30 year fixed rate loans. Most often with our full doc low rate loans our services are ‘free’ of charge to the borrower.
  • What is a jumbo loan? A jumbo loan is one that exceeds the subject property county guidelines for conforming and high balance conforming loan amounts.
  • Although there are many jumbo lenders in California, most of them only fund up to $2,000,000-$3,000,000. Therefore, most borrowers really appreciate Valor’s ‘super jumbo’s’ up to $5,000,000.

Check your county limits here:

California conforming loan limits

Why use Valor Lending Group for your jumbo loan?

  • Valor funds jumbo loans up to $5,000,000 while most other lenders cap at $2,000,000-$3,000,000.
  • We boast the very best communication, service, rates and performance in the industry.
  • We shop with many direct lenders to ensure you receive the very best pricing and so you don’t have to.
  • Check out our google reviews.

We look forward to an opportunity to demonstrate our prompt and professional handling of your loan transaction.

Recap of our Loan Products:

  1. Stated Income Loans (No Tax Returns, no W-2s, No P&L) up to $5mm
  2. Bank Statement Income Loans (Great Bank Statement Program for business owners and self employed)
  3. Hard Money Loans (As low as 20% down / minimal documentation) Fund in 7-10 days.
  4. Flipper Loans (Flip a property with one of our many options)
  5. Line of Credit
  6. 100% Financing (cross collateralize)
  7. Foreign Nationals Loans (no social security or residency required)
  8. Raw Land & Lot Loans
  9. Ground up Construction for spec homes, custom homes and commercial ground up to $500mm.
  10. 2nd Position Loans up to $5mm
  11. Rental Property Loan – No tax returns or DTI calculation! Based on subject property cash flow
  12. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
  13. 10% down Jumbo’s with NO MI up to $2.5mm
  14. Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
  15. Acreage Properties
  16. Commercial Loans up to $500mm
  17. 5% down Jumbo (Up to $2mm Lender paid PMI)

We also offer:

  1. 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $484,350)
  2. High Balance Conforming aka Super Conforming (from $484,350-$726,525)
  3. Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
  4. FHA, VA, USDA
  5. ARM’s
  6. Reverse mortgages up to $10 Million Value

 

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