California Bridge Loans

California Bridge Loans | Valor Lending Group

Are you ready for a fresh start in beautiful state of California?

Would you like to purchase a new home but your current home has not yet sold?

A bridge loan is a short-term loan, also referred to as a swing loan, cross loan, or flip loan. Figuratively, a Bridge loan is a temporary financing avenue that can provide you with a way to “bridge together” the purchase of your new home with the selling of your current home. Combining the value of your current home with the home you would like to purchase, the borrower will bridge those two items together to usually give you the maximum amount of 65-70% LTV, some lenders this may very.

Valor Lending Group works with the best of the best to get you the top scenario you could imagine. With our unmatched communication skills and tricks of the trade you will be blown away with the experience you will have working with our team of professionals. We are ready for you call or email TODAY!

Valor Bridge Owner Occupied:

Do you need to pull cash out of your primary residence for a business purpose?

Property being used as the borrower primary residence
terms of up to 11 months
Max LTV of 75% on 1st TD | Max CLTV 65% on 2nd TD
No Prepayment Penalty
Interest Only starting in the 7’s

*Owner occupied for California Properties ONLY

Valor Investment Property | Non owner occupied:

Property being used as the borrowers investment property

Terms 1 to 5 year
Max LTV of 80%
No Prepayment Penalty
Interest Only starting in the 7’s

Valor Cross- Collateral Loan:

Do you have a portfolio with properties that have available equity?

Leverage for 100% financing when crossing other real estate owned at 65% CLT for 100% Financing
Terms of 1-2 years
Max CLTV of 65%
No Prepayment Penalty
Interest Only starting in the 7’s

**no Appraisal Subject to lender discretion on a case by case basis

Needs for Quote (Email Allison the following):

Property Address:
Purchase Price (for Purchase):
Property “as is” Value:
Current Balance (for Refinance):
Total Monthly Rents (confirm if long term or short term Airbnb leases):
Monthly Taxes and Insurance:
Approx. Credit Score:
Vesting in and Entity or Individual name:

Other Programs Available | California Bridge Loans

Hard Money Loans
Fix and Flip Loans
Commercial Loans
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