Valor Lending Group highlights an amazing variety of the Best California Construction Loans. Whatever you are looking for, whether it be a fix and flip loan, a ground up spec home loan, ground up custom home loan, or commercial ground up construction loan we are here to help.
Best California Construction Loans – Spec Home
- Valor has a wide variety of funding sources for Spec Home Projects Nationally. Our specialty is in California.
- Amazing Leverage up to 80% of the total project cost
- Low Rates starting in the 4’s
- Easy Loan Processing
- Experience is considered when pricing – the more experience, the better the program
Best Construction Loans – Custom Home
- Valor has a wide variety of funding sources for Custom Home Projects Nationally. Our specialty is in California
- Amazing Leverage up to 90% of the total project cost
- Low Rates starting in the 3’s
- Forward lock, one time close, 30 year loans
Best California Construction Loans – Fix and Flip
- Valor has a wide variety of funding sources for fix and flip Projects Nationally. Our specialty is in California
- Amazing Leverage up to 90% of the purchase price and 100% of the rehab budget
- Low Rates starting in the 7’s
- Easy Loan Processing
- Experience is considered when pricing – the more experience, the better the program
Best California Construction Loans – Fix and Hold
- Valor has a wide variety of funding sources for fix and hold Projects Nationally. Our specialty is in California
- Call for details
Best Commercial Construction Loans
- Valor has a wide variety of funding sources for commercial ground up projects nationally. Our specialty is in California
Summary of our Loan Products:
- Stated Income Loans (No Tax Returns, no W-2s, No P&L) up to $3M
- Bank Statement Income Loans (Great Bank Statement Programs for business owners and self-employed)
- Hard Money Loans (As low as 20% down / minimal documentation) Fund in 7-10 days.
- Flipper Loans (Flip a property with one of our many options) up to 90% leverage
- Commercial Line of Credit
- 100% Financing (cross collateralize- hard money)
- Foreign Nationals Loans (no social security or residency required)
- Raw Land Loans & Lot Loans
- Ground up Construction for spec homes, custom homes and commercial ground up to $500M.
- 2nd Position Loans up to $5M
- Rental Property Loan – No tax returns or DTI calculation! Based on subject property cash flow
- Farms, Vineyards, Ranches and Agricultural Properties (20-30% down)
- 10% down Jumbo’s with NO MI up to $1.5M
- Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
- Acreage Properties
- Commercial Loans up to $500M
- 5% down Jumbo (Up to $2M Lender paid PMI)
We also offer:
- 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $484,350)
- High Balance Conforming aka Super Conforming (from $484,350-$726,525)
- Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
- FHA, VA, USDA
- ARM’s
- Reverse mortgages up to $10 Million Value
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Allison Arraut
Mortgage Loan Officer
CA DRE #02123935
NMLS #1837360