Valor Lending Group is still funding jumbo, high balance, conforming, and government loans for all of your home loan needs.
Are you looking to finance a luxury property? Are you interested in accessing equity in your existing property?
If so, Valor Lending Group still has access to the best California Home Loan options, and is still funding Full Doc Conforming, High Balance, Jumbo, and Government Loans. Let’s talk about your options in today’s market!
A) Conforming | High Balance | California Home Loans
Valor Lending is still funding California home loans, because we are constantly hunting down the best rates and terms in the industry.
Conforming | High Balance Highlights
- Interest Rates currently starting at 3.125%* w/NO ORIGINATION POINTS
- Fast Turn Times for Approvals and Appraisals
- Primary Residence, Second Home, Investment Properties
*California SFR Primary Residence Purchase, $500k Loan, 720 FICO, 3.25% APR
B) Jumbo California Loans
We have countless Jumbo Loan Lenders in our portfolio with programs for all types of luxury property financing. Let’s look at some of the best pricing we offer, we are currently funding up to 80% Max LTV:
Jumbo Loan Highlights
- Up to 80% LTV with NO MI
- Flexible Guidelines
- Non-Occupant Co-Borrower + Gift Funds
- 15, 20, 25 & 30 year fixed interest rates.
- 3, 5, 7, & 10 year ARM’s.
Feel free to reach out to me so we can get you a pre-approval for the program that is best for you.
Whether you are buying your first home or deciding on where to retire, whatever the case may be, we will help you every step of the way.
C) VA California Home Loans
Finding the best VA Loans has never been easier. With Valor, we have government-guaranteed VA Loans available to Veterans, active duty military, reservists and surviving spouses. VA Loans offer financing up to 100% of a property’s value, and feature both fixed and adjustable rate loans. There is also no down payment up to $1,500,000.00!
Valor VA Loan Highlights
- 100% financing
- Sellers can pay closing costs, up to 2 discount points
- Buyers can add up to $6,000 to their VA loan to have energy efficient improvements installed
- No monthly mortgage insurance
- Less restrictive qualifying terms
- Buyers still eligible even after a short sale
- Jumbo loans available up to $1.5 million
- Buyers can have multiple VA loans under certain circumstances.
- *Valor will reimburse your appraisal fee for loans above $300,000.
- **We give 5% of proceeds to a local Veteran charity on every VALOR VA Loan
We also offer:
- Bank Statement Loans
- Hard Money Loans
- FHA Loans
Call or email me for immediate attention to your scenario!
Valor Lending Group can fund your fast-hard money loan up to $10mm in as little as 7 days often without an appraisal.
Valor Lending Group offers a wide variety of loans that we can tailor to fit your situation. Please feel free to contact me with so I can meet your needs. I look forward to working closely with you!
Recap of our Loan Products:
- Hard Money Loans (20% down / minimal documentation) Typically Fund in 7-10 days.
- Stated Income Loans (Great for business owners and self employed ) No tax returns!
- 100% financing is available (we can cross collateralize other properties if there is enough equity)
- Valor VA Home Loan 100% financing up to $1.5MM
- Rental Property Loan – No tax returns or DTI calculation! Based on subject property cash flow – No DSCR Coverage needed!
- Flipper & Rehab Loans (Flip a property with one of our many options)
- 2nd Position Loans up to $5mm
- Raw Land & Lot Loans
- Ground up Construction for spec homes, custom homes and commercial ground up.
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- 5% down Jumbo’s with NO MI up to $2mm / 10% down up to $3mm
- Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
- Acreage Properties
- Commercial Loans up to $500mm
- 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
- Foreign Nationals Loans (no social security or residency required)
We also offer:
- Conventional Conforming Loans (under $510,400)
- High Balance Conforming (from $510,400-$765,600)
- Jumbo Loan Financing to $10 Million / Super low rates! / 10% down Jumbo to $3mm
- FHA, USDA
- Reverse mortgages up to $1 Million Value
- Cash Out Refinancing
Check out our review HERE
**Rates and terms subject to change without notice
