The Doctor loan program is designed for medical professionals
Purchase or rate/term refinance of primary residence
- 80% LTV / 90% CLTV to $2,500,000
- 75% LTV / 85% CLTV to $3,000,000
- Available on 3, 5 and 7 year ARM products
- Minimum FICO Score: 720
- Maximum DTI: 47%
- Student debt deferred for a minimum of 12 months excluded from DTI calculation
Employer funded subordinate financing and family member gift funds allowed
- Eligible borrowers include:
- Licensed medical professionals including doctors, dentists, dental surgeons and veterinarians
- Newly licensed residents who are currently employed
- Newly licensed students who will begin new employment/residency within 60 days of closing
Please call with your scenario
Janice
858-442-1854
Licensed CA Real Estate Broker since 2000!
Jliles@Valorlending.com
