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Explore the Best Construction Loans in California Today | Valor Lending Group

At Valor Lending Group, I specialize in providing builders and investors with flexible, high-value financing solutions designed to bring your projects to life. If you’re looking for competitive and reliable funding, Explore the Best Construction Loans in California Today with my expert guidance and customized lending options.

Valor Lending Group offers tailored loan programs whether you’re flipping properties, developing a custom home, or tackling a large-scale commercial project:

• Fix and Flip Loans – Fast, flexible funding for investors looking to buy, renovate, and sell properties for maximum returns

• Ground-Up Spec Home Loans – Designed for builders developing spec homes with competitive terms and quick approvals

• Custom Home Construction Loans – Ideal for individuals or contractors bringing their dream home to life from the ground up

• Commercial Construction Loans – Perfect for large-scale developments with streamlined approvals and flexible structures

With Valor Lending Group, you’ll experience a smooth lending process, expert support, and transparent communication every step of the way. My mission is to help you maximize profitability while simplifying your construction financing journey.

Take the first step toward securing the perfect loan for your project. Call me, Hayden Madison, directly at 858-349-7538 to discuss your goals, and let’s turn your vision into reality!

Explore the Best Construction Loans in California Today – Spec Homes

At Valor, I specialize in helping investors and builders secure top-tier financing for spec home projects with the Best Construction Loans in California. Whether you’re developing a single property or multiple units, my financing solutions offer the leverage you need to succeed.

• Maximized Funding – Finance up to 80% of the total project cost
• Competitive Rates – Starting in the 4’s
• Effortless Processing – Streamlined loan procedures for a hassle-free experience
• Experience-Based Benefits – More experience means better financing terms

Let’s turn your spec home vision into reality! Email me today to explore your options.

Unlock the Best Construction Loans in California – Custom Homes

Building your dream home starts with the right financing solution. I’m ready to provide access to the Best Construction Loans in California, designed to support custom home projects nationwide with unbeatable terms and flexibility.

• Superior Leverage – Up to 90% financing of the total project cost
• Low Interest Rates – Starting in the 3’s
• Flexible Loan Structures – Choose from forward lock, one-time close, and 30-year terms

Ready to break ground on your dream home? Let’s create a financing plan that works for you. Reach out to me today.

Maximize Your Fix and Flip Profits with Expert Loans

Investors looking to renovate and resell need fast, reliable funding. I offer tailored solutions to help you secure, renovate, and sell properties for maximum returns.

• Exceptional Financing – Cover up to 90% of the purchase price and 100% of renovation costs
• Competitive Rates – Starting in the 7’s for experienced investors
• Fast and Simple Processing – Quick approvals and efficient loan management

Let’s get your fix-and-flip project funded today! Reach out to discuss your investment goals.

Reliable Financing for Fix and Hold Investors

For those growing a rental portfolio, I provide financing options tailored to help you acquire, renovate, and rent properties efficiently.

• Flexible Financing Solutions – Custom-tailored to match your investment strategy
• Expert Guidance – I simplify the lending process so you can focus on expanding your portfolio

Are you ready to Explore the Best Construction Loans in California Today and secure the funding you need to grow your long-term wealth? Let’s chat!

Top Commercial Construction Loans in California

Planning a commercial development? At Valor, I offer exceptional financing solutions to bring your ground-up projects to life with tailored loan options and expert support.

• Diverse Solutions – Funding available for mixed-use projects, office spaces, multi-family developments, and more
• Personalized Support – Work with an expert to navigate every stage of the loan process

Don’t let financing slow your progress! Email me to Explore the Best Construction Loans in California and get the funding your commercial project deserves. Call today at 858-349-7538!

Recently Funded | Valor Lending Group

$2,645,000 Loan amount | Ground up Spec Construction Loan | Purchase | 65% LTV | Palm Springs, CA
$712,500 Loan amount | DSCR Loan | Cash Out Refi | 75%LTV | 70% LTV 
$3,100,000 Loan amount | 12 Month Bank Statement Loan | Purchase | 43% LTV | Coronado, CA
$1,790,000 Loan amount | Private Money Bridge Loan | Cash Out Refi | Berkeley, CA
$1,008,000 Loan amount | Full Doc Jumbo Loan | Purchase| 80% LTV | Anaheim, CA
$1,740,000 Loan amount | Private Money 2nd Position Bridge Loan | Cash Out Refi |61% CLTV | Berkeley, CA
$4,775,000 Loan amount | Private Money Bridge Loan | Cash Out Refi | 62% LTV
$505,000 Loan amount | Full Doc FNMA Loan | Purchase | 85% LTV! | Ventura, CA
$2,100,000 Loan amount | Private Money Bridge Loan | Cash Out Refi | 51% LTV | S. Carolina

And many more.

Every Project, Every Loan – Let’s Build Your Success Together!

Call me, Hayden Madison, today at 858-349-7538.

Recap of Our Loan Products:

1. Private Money Loans (20% down / minimal documentation) Typically, funds in 7-10 days
2. Stated Income Loans (Great for business owners and self-employed) No tax returns!
3. 100% financing is available (we can cross-collateralize other properties if there is enough equity)
4. Valor VA Home Loan 100% financing up to $2.5MM
5. Investor Cash Flow Loan – No tax returns or DTI calculation! Based on the subject property’s cash flow
6. Flipper & Rehab Loans (Flip a property with one of our many options)
7. 2nd Position Loans up to $5MM
8. Raw Land & Lot Loans
9. Ground-up Construction for spec homes, custom homes, and commercial ground-up.
10. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
11. 10% down Jumbo’s up to $1.5MM
12. Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
13. Acreage Properties
14. Commercial Loans up to $500MM
15. 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
16. Foreign Nationals Loans (no social security or residency required)

We Also Offer:

1. 10, 15, 20, 25, 30 years Fixed, Conventional Conforming Loans
2. High Balance Conforming aka Super Conforming
3. Jumbo’s to $10 MM / 10% down Jumbo to $1.5MM
4. FHA, USDA
5. ARM’s
6. Reverse mortgages up to $1MM Value
7. Refinance including Cash Out

**Rates and terms are subject to change without notice