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Valor Lending Group offers an inedible array of hard money (bridge) loan programs, providing you with same-as-cash purchasing power. 

Don’t let the lengthy conventional bank financing process fill your deal! Valor Lending Group is your source for hard money financing when banks aren’t an option or you need a loan quickly. We fund loan fast!

Valor FAST Hard Money Options: 

(1) Valor Cross-Collateral

• 100% financing using another property to cross (2nd Position OK)
• Terms of 1 to 3 years
• Max LTV up to 70%
• Typically No Prepayment Penalty
• Interest Only Payments
• Fast 2-Week Close

(2) Valor Bridge | Non-Owner Occupied

• Investment property
• Terms 1 to 3 years
• Max LTV of 80%
• Typically No Prepayment Penalty
• Interest Only starting at 7.5%* (APR 8.32%)

(3) Valor Consumer Bridge | Owner Occupied

• Primary Residence
• Terms of up to 11 months
• Max LTV of 72%
• Typically No Prepayment Penalty
• Interest Only Payments

Whatever your scenario–purchasing a property under a strict closing deadline, a quick fix-n-flip rehab, or purchasing/retrieving foreclosure properties–we are here for you!

Call or email me for immediate attention to your scenario.

Valor Lending Group can fund your fast-hard money loan up to $10mm in as little as 7 days often without an appraisal.

Valor Lending Group also offers literally every loan in the book! Check out more information on our programs below and please do not hesitate to call on me for any scenarios.  I look forward to an opportunity to demonstrate my prompt and professional service.

*$510k Loan, 80% LTV, 700 FICO

Recap of our Loan Products: 

1. Stated Income Loans (No Tax Returns, no W-2s, No P&L)
2. Bank Statement Income Loans (Great Bank Statement Program for business owners and self employed)
3. Hard Money Loans (As low as 20% down / minimal documentation) Fund in 7-10 days.
4. Flipper Loans (Flip a property with one of our many options)
5. Line of Credit
6. 100% Financing
7. Foreign Nationals Loans (no social security or residency required)
8. Raw Land & Lot Loans
9. Ground up Construction for spec homes, custom homes and commercial ground up.
10. 2nd-Position Loans up to $5mm
11. Investor Cash Flow Loan– No tax returns or DTI calculation! Based on subject property cash flow
12. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
13. 10% down Jumbo’s with NO MI up to $2.5mm
14. Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
15. Acreage Properties
16. Commercial Loans up to $500mm
17. 5% down Jumbo (Up to $2mm Lender paid PMI)

We also offer:

1. 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $484,350)
2. High Balance Conforming aka Super Conforming (from $484,350-$726,525)
3. Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
4. FHA, VA, USDA
5. ARM’s
6. Reverse mortgages up to $10 Million Value
7. Refinance including Cash Out