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Need Cash Quick?

Fast Hard Money

7 – 10 Day Close

Fast Hard Money
Whether it’s for a purchase, refi, fix n’ flip, etc. We can get you the money you or your client needs fast and with minimal points and fees. Check out our programs below.Fix n’ Flip
Up to 85% of purchase price
100% of Rehab Budget
7 – 14 day close
Only 2 Points!!!
Foreign National Program

Fast Bridge Loan
6 – 36 month terms
Up to 80% of purchase on investment properties
Up to 75% of purchase on all other properties
7- 10 day close
N/O/O and O/O are both fine.
Foreign National Progam
Cross Collateral is OK
1st and 2nds (2nds up to 65 – 70% CLTV)

Contact me anytime to discuss your scenario and we will i.d. best programs for you or your borrowers.

Christopher Lapping / Valor Lending Group / 808-494-6502 / Clapping@valorlending.com

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I look forward to any opportunity to serve you and your clients.

Recap of our Loan Products:  

• Stated Income Loans (Great for business owners and self employed)
• Foreign Nationals Loans (no social security or residency required)
•Hard Money Loans (20-50% down / minimal documentation) Fund in 7-10 days.
•Raw Land & Lot Loans
•Ground up Construction for spec homes, custom homes and commercial ground up.
•2nd Position Loans up to $5mm
•Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow
•Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
• Flipper Loans (Flip a property with one of our many options)
•10.1% down Jumbo’s with NO MI up to $2.5mm
•Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
•Acreage Properties
•Commercial Loans up to $100mm
•5% down Conventional (Lender paid PMI)

We also offer: 

•10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $453k)
•High Balance Conforming aka Super Conforming (from $453k-$649k)
•Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $2.5mm / 5% down                Jumbo to $1.5mm
•FHA, VA, USDA
•ARM’s
•Reverse mortgages up to $10 Million Value
•Refinance including Cash Out

I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters.

Please do not hesitate to call on me if I may be of service in any way!

Christopher Lapping /Valor Lending Group / 808-494-6502 / CLapping@ValorLending.com

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Valor Lending Group

350 10th Ave / 10th Floor

San DiegoCA 92101

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