**Updated Rehab Loan Guidelines**
Valor Lending Group funds Fix-n-Flip Loans nationwide, with no experience required!
Option 1: 90% Purchase | 100% Rehab
- Limited Doc–No documentation of assets or tax returns
- 12 Month Term, with no-cost 3-month extension
- No Prepayment Penalty
- Rates as low as mid 7s in certain states and if you qualify
- Interest-Only Payments
- Close in 7-10 days after we get the appraisal
- No Limit to how many deals you can fund
- Experience required for maximum leverage, otherwise we adjust the leverage levels
- We also have options for new investors at 85/100 based on FICO.
Option 2: 85% Total Cost | 70% ARV
- No credit report, no background check, you get your own appraisal
- 1 Bank statement collected to show funds to close (but we don’t source the funds).
- Also allow gap funding
- 6 Month Term | No Prepayment Penalty
- 1% Interest per month on outstanding balance
- Can close in 5 days (subject to appraisal)
- No limit to number of deals
- Will consider limited experience
- No cost/no inspection draw process
- No appraisal required in Arizona, Texas, or Colorado
Call or email me for immediate attention to your scenario.
Valor Lending Group also offers literally every loan in the book! Check out more information on our programs below and please do not hesitate to call on me for any scenarios. I look forward to an opportunity to demonstrate my prompt and professional service.
Recap of our Loan Products
- Hard Money Loans (20% down / minimal documentation) Typically Fund in 7-10 days.
- Stated Income Loans (Great for business owners and self employed ) No tax returns!
- 100% financing is available (we can cross collateralize other properties if there is enough equity)
- Valor VA Home Loan 100% financing up to $1.5MM
- Rental Property Loan – No tax returns or DTI calculation! Based on subject property cash flow – No DSCR Coverage needed!
- Flipper & Rehab Loans (Flip a property with one of our many options)
- 2nd Position Loans up to $5mm
- Raw Land & Lot Loans
- Ground up Construction for spec homes, custom homes and commercial ground up.
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- 10% down Jumbo’s up to $1.5mm
- Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
- Acreage Properties
- Commercial Loans up to $500mm
- 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
- Foreign Nationals Loans (no social security or residency required)
We Also Offer:
- Conventional Conforming Loans
- High Balance Conforming
- Jumbo Loan Financing | 10% down Jumbo to $1.5mm
- FHA, USDA
- Reverse mortgages up to $1 Million Value
- Cash Out Refinancing
**Rates and terms subject to change without notice
We are never too busy for your referrals!
For the most up to date mortgage news visit: Mortgage News Daily
Check out our GOOGLE REVIEWS
Did we miss anything?
- Call or Email me (James Romero III) if there is any information that we have missed
- Follow us on Social Media
- Share this on your Social Media
- Do not hesitate to give us your feedback
- Ask us for a quote
- Visit our homepage to check out what Valor Lending Group has to offer
