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How to Secure the Best Stated Income Loan in Florida for Your Home | Valor Lending Group

Are you ready to learn How to Secure the Best Stated Income Loan in Florida for Your Home?

Valor Lending Group has you covered!

We are excited to announce that we are now licensed in California, Arizona, and FLORIDA!

Valor Lending Group offers EVERY LOAN IN THE BOOK to the beautiful Sunshine State and looks forward to raising the bar in mortgage loan financing.

How to Secure the Best Stated Income Loan in Florida for Your Home

Looking for a smarter, faster, and more flexible way to finance your home? Discover How to Secure the Best Stated Income Loan in Florida for Your Home and streamline your path to homeownership. Whether you’re a savvy investor or a homebuyer in need of a mortgage solution that works for you, the 2022 True Stated Income Loan is the perfect choice. Unlike traditional loans that require extensive documentation, this program focuses on your financial assets, making the entire process quicker, easier, and more efficient.

Why Choose a Stated Income Loan?

In today’s market, the Best Stated Income Loan Options provide a streamlined and straightforward path to homeownership without the stress of verifying your income. This program eliminates the need for tax returns, and instead, allows you to provide just one month’s bank statement to verify your assets. Whether you’re self-employed or a salaried worker, you can use both personal and business bank statements to prove your financial standing.

Key Benefits of the Best Stated Income Loan in Florida:

• Flexible Ownership Options: Whether you’re buying a primary residence, second home, or investment property, we’ve got you covered
• No Income Stated: Forget about listing your income—this loan simplifies the process
• Minimal Documentation: All you need is a one-month bank statement—no tax returns required
• Generous Loan-to-Value (LTV) Ratios: Secure up to 80% LTV on purchases and rate/term refinances
• Cash-Out Opportunities: Access up to 70% LTV for cash-out refinances to boost your financial flexibility
• High Loan Limits: Get loans as high as $3MM to fund your dream home or investment property
• No Employment Verification: No need to prove your employment—focus on your financial assets instead
• Credit-Based Approval: Your loan eligibility is determined by your credit score, liquidity, and LTV ratio

With a minimum credit score of 700 and a down payment of just 20%, the True Stated Income Loan is a powerful tool to help you achieve homeownership or finance a new property. This is a cutting-edge loan option, built with today’s borrowers in mind, offering maximum flexibility and a hassle-free process.

Ready to Secure Your Best Stated Income Loan in Florida?

Embrace the future of home financing with the True Stated Income Loan. Unlock your financial potential today and simplify the borrowing process. Don’t wait, start securing your dream home now! Reach out to me for expert guidance on how to get started with the Best Stated Income Loan in Florida. Let’s make your homeownership goals a reality!

Recently Funded | Valor Lending Group

$1,044,550 Loan amount | Private Money Bridge Loan | Purchase | 65% LTV | Murrieta, CA
$1,900,000 Loan amount | Full Doc Jumbo Loan | Cash Out Refi | 31% LTV | Mirage, CA
$1,430,000 Loan amount | 24 Month Bank Statement Loan | Purchase | 65% LTV | Phoenix, AZ
$2,625,000 Loan amount | Ground up Construction Loan | Purchase | 65% LTV | Malibu, CA
$1,905,000 Loan amount | Fix and Flip Loan | Purchase | 90/100 LTV | Palos Verde, CA
$2,645,000 Loan amount | Ground up Spec Construction Loan | Purchase | 65% LTV | Palm Springs, CA
$712,500 Loan amount | DSCR Loan | Cash Out Refi | 75%LTV | 70% LTV 
$4,013,750 Loan amount | Full Doc Jumbo Loan | Rate& Term Refi | 75% LTV | Newport Beach, CA
$592,500 Loan amount | DSCR Loan | Purchase | 75% LTV| Seattle, WA
$1,950,000 Loan amount | Private Money Bridge Loan | Cash Out Refi | 70% LTV | Berkeley, CA
$3,100,000 Loan amount | 12 Month Bank Statement Loan | Purchase | 43% LTV | Coronado, CA
$1,790,000 Loan amount | Private Money Bridge Loan | Cash Out Refi | Berkeley, CA
$1,008,000 Loan amount | Full Doc Jumbo Loan | Purchase| 80% LTV | Anaheim, CA
$1,740,000 Loan amount | Private Money 2nd Position Bridge Loan | Cash Out Refi |61% CLTV | Berkeley, CA
$4,775,000 Loan amount | Private Money Bridge Loan | Cash Out Refi | 62% LTV
$505,000 Loan amount | Full Doc FNMA Loan | Purchase | 85% LTV! | Ventura, CA
$2,100,000 Loan amount | Private Money Bridge Loan | Cash Out Refi | 51% LTV | S. Carolina

And many more.

We do them all, so give me a call!

Recap of Our Loan Products:

1. Private Money Loans (20% down / minimal documentation) Typically, funds in 7-10 days
2. Stated Income Loans (Great for business owners and self-employed) No tax returns!
3. 100% financing is available (we can cross-collateralize other properties if there is enough equity)
4. Valor VA Home Loan 100% financing up to $2.5MM
5. Investor Cash Flow Loan – No tax returns or DTI calculation! Based on the subject property’s cash flow
6. Flipper & Rehab Loans (Flip a property with one of our many options)
7. 2nd Position Loans up to $5MM
8. Raw Land & Lot Loans
9. Ground-up Construction for spec homes, custom homes, and commercial ground-up.
10. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
11. 10% down Jumbo’s up to $1.5MM
12. Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
13. Acreage Properties
14. Commercial Loans up to $500MM
15. 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
16. Foreign Nationals Loans (no social security or residency required)

We Also Offer:

1. 10, 15, 20, 25, 30 years Fixed, Conventional Conforming Loans
2. High Balance Conforming aka Super Conforming
3. Jumbo’s to $10 MM / 10% down Jumbo to $1.5MM
4. FHA, USDA
5. ARM’s
6. Reverse mortgages up to $1MM Value
7. Refinance including Cash Out

**Rates and terms are subject to change without notice