Investor Mortgage Program

Investor Mortgage Program

Let the rents flow pay your mortgage!   Fund in as little as 21 days! No Tax Returns required! No Income required! No Debt to Income Ratio’s Calculated! The cash flow from the subject property qualifies you for the mortgage 1% DCR! 5 & 7, 10 year ARM. 30 and 40 years fixed with I/O

Wonderful for borrowers that don’t show enough on their tax returns. (ask about Multifamily loans, also available)

Investor Mortgage Highlight:

• No Tax Returns or 4506T required
• No DTI calculations
• Market rents or current lease
• Up to 85% LTV
• Loan Amounts to $5M
• Interest-Only (available)
• 5,7,10 Year ARM (available)

Call or email me for immediate attention to your scenario!

Valor Lending Group also offers literally every loan in the book! Check out more information on our programs CLICK HERE and please do not hesitate to call on me for any scenarios.  I look forward to an opportunity to demonstrate my prompt and professional service.

Recap of our Loan Products: 

1. Stated Income Loans  (No Tax Returns, no W-2s, No P&L)
2. Bank Statement Income Loans (Great Bank Statement Program for business owners and self-employed)
3. 100% Financing: We can cross another property to provide 100% financing on your acquisition.
4. Hard Money Loans (25-50% down / minimal documentation) Fund in 7-10 days.
5. Flipper Loans (Flip a property with one of our many options)
6. Foreign Nationals Loans (no social security or residency required)
7. Raw Land & Lot Loans
8. Ground up Construction for spec homes, custom homes and commercial ground up.
9. 2^nd Position Loans up to $5mm
10. Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow
11. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
12. 10% down Jumbo’s with NO MI up to $2.5mm
13. Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
14. Acreage Properties
15. Commercial Loans up to $100mm
16. 5% down Jumbo (Up to $1.5mm Lender paid PMI)

We also offer:

1. 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $417k)
2. High Balance Conforming aka Super Conforming (from $417k-$625k)
3. Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $2.5mm
4. FHA, VA, USDA
5. ARM’s
6. Reverse mortgages up to $10 Million Value
7. Refinance including Cash Out

Many more!