Qualify with subject property cash flow
Buy an investment property
Access capital through a refinance with rates that
let your properties cash flow qualify you
FLEXIBLE PROGRAMS:
Purchase
Refinance
Refinance with Cash Out
- No Tax Returns Required
- No employment required
- No income required
- No debt to income ratio calculated
- Cash flow based on subject property
- SFR Condo, 1-4 unit
- Maximum loan is $10 Million
Maximum loan is $10mm (Purchase and rate/item)
Cash Out Refi to $3m
Unlimited financed properties
Always at your Service!
Please do not hesitate to call!
Janice
858-442-1854
Licensed CA Real Estate Broker since 2000
Recap of our Loan Products:
- Hard Money Loans (20% down / minimal documentation) Typically Fund in 7-10 days.
- Stated Income Loans (Great for business owners and self-employed ) No tax returns!
- 100% financing is available (we can cross collateralize other properties if there is enough equity)
- Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow – 1% DCR!
- Flipper & Rehab Loans (Flip a property with one of our many options)
- 2nd Position Loans up to $5mm
- Raw Land & Lot Loans
- Ground up Construction for spec homes, custom homes and commercial ground up.
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- 5% down Jumbo’s with NO MI up to $2mm / 10% down up to $3mm
- Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
- Acreage Properties
- Commercial Loans up to $500mm
- 3% & 5% down Conventional Loans- LPMI (Lender paid mortgage insurance)
- Foreign Nationals Loans (no social security or residency required)
We also offer:
- 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $484,350k)
- High Balance Conforming aka Super Conforming (from $484,350-$726,525)
- Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
- FHA, VA, USDA
- ARM’s
- Reverse mortgages up to $1 Million Value
- Refinance including Cash Out
