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Valor Lending Group offers the very lowest interest rates ever!

by: Matthew Graham
Lowest Rates Ever! (Until Next Week?)
May 15 2020, 4:34PM

As of yesterday, we knew mortgage rates were already in line with their lowest interest rates ever.  It wouldn’t have taken much to set the record today and indeed that’s exactly what happened.  Thus we find ourselves in a familiar situation where rates have returned slowly and steadily to an all-time low boundary after an initially volatile reaction (this time, the initial bounce was back in early March).  At times like this, it’s not uncommon to see a series of additional forays into what are technically “all-time lows.”

Will those rates be far enough away from today’s to suggest that anyone waits to lock a rate if they’re in a position to do so?  That’s a much trickier question.  Many times, the additional improvements have been minimal in these situations.  While there is reason to believe the current environment will be an exception, it will take much more than a week for that to play out (months, perhaps).  It will also be largely dependent on information that cannot currently be known regarding coronavirus and the reopening of the economy.

Call or email us today with your scenario to receive the lowest interest rates ever.

Recap of our Loan Products:

  1. Stated Income Loans (No Tax Returns, no W-2s, No P&L) up to $5mm
  2. Bank Statement Income Loans (Great Bank Statement Program for business owners and self employed)
  3. Hard Money Loans (As low as 20% down / minimal documentation) Fund in 7-10 days.
  4. Flipper Loans (Flip a property with one of our many options)
  5. Line of Credit
  6. 100% Financing (cross collateralize)
  7. Foreign Nationals Loans (no social security or residency required)
  8. Raw Land & Lot Loans
  9. Ground up Construction for spec homes, custom homes and commercial ground up to $500mm.
  10. 2nd Position Loans up to $5mm
  11. Rental Property Loan – No tax returns or DTI calculation! Based on subject property cash flow
  12. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
  13. 10% down Jumbo’s with NO MI up to $2.5mm
  14. Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
  15. Acreage Properties
  16. Commercial Loans up to $500mm
  17. 5% down Jumbo (Up to $2mm Lender paid PMI)

We also offer:

  1. 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $484,350)
  2. High Balance Conforming aka Super Conforming (from $484,350-$726,525)
  3. Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
  4. FHA, VA, USDA
  5. ARM’s
  6. Reverse mortgages up to $10 Million Value