Millennials, such as myself, are the next huge wave of homebuyers to enter the market. We have questions! How do I get started? How much can I afford? Who do I contact to ask?!
Valor Lending Group can educate and assist millennials and any homebuyers new to the market or mortgage loan process. We can first answer all your questions and provide guidance during this big financial decision. We listen and understand your full story, next we get your pre approval letter issued and you start shopping. We offer a streamlined process to get you into your first home while maintaining financial stability.
Our Loan Products:
1). Stated Income Loans (Great for business owners and self employed )
2). Foreign Nationals Loans (no social security or residency required)
3). Hard Money Loans (30-50% down / minimal documentation) Fund in 7-10 days. OFTEN TIMES WITHOUT
APPRAISAL
4). Raw Land and Construction (Bridge Loans) including Spec Home!
5). 5% down Conventional (Lender paid PMI)
6). Residential Income/Investment Property (including Mixed Use) Purchase and Refinance Loans
7). Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
8). Flipper Loans (Flip a property with one of our many options)
9). 10.1% down Jumbo’s with NO MI up to $2.5mm
10). Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
11). Acreage Properties
12). Commercial Loans up to $100mm
We also offer:
1). 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $417k)
2). High Balance Conforming aka Super Conforming (from $417k-$625k)
3). Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $2.5mm
4). FHA, VA, USDA
5). ARM’s
6). Reverse mortgages up to $10 Million Value
7). Refinance including Cash Out
I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters.
Please do not hesitate to call on me if I may be of service in any way!
We offer the very best rates & terms for stellar borrowers as well as for those with less than perfect scenario’s.
Surf and Sunshine,
Stefanie Prescher
Loan Officer / Realtor
CA BRE# 01970140
NMLS# 463609
Valor Lending Group
“Pride in Lending”
Petco Park
Diamond View Tower
350 10th Ave / 10th Floor
San Diego, CA 92101
Direct: 616-485-8784
Fax: 619-255-0602
smprescher@valorlending.com
www.valorlending.com
