Nationwide Hard Money Highlights:
Fast Hard Money Loans / Bridge Loans
100% Financing Loans Crossing another property
Fix and Flip Loans / Rehab Loans
2nd Position Loans
Consumer Bridge Loans / Owner Occupied Loans
Line of Credit
Foreign Nationals OK
Commercial Hard Money Loans / All Property Types
No Doc Loans / Limited Doc Loans Tax Returns
*Typically closing in 5 to 10 days, often without and appraisal*
We are partnered with over 100 direct lenders, multiple pools of private investors, 2 thrifts that fund on Wall Street, a hedge fund with billions to lend, and 21 Life Companies.
Please do not hesitate to call if I may be of service in any way! Olivia Wilberg owilberg@valorlending.com
or # 916-873-3086
Recap of our Loan Products:
- Hard Money Loans (28-35% down / minimal documentation) Typically Fund in 7-10 days.
- Stated Income Loans (Great for business owners and self employed ) No tax returns!
- 100% financing is available (we can cross collateralize other properties if there is enough equity)
- Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow – 1% DCR!
- Flipper & Rehab Loans (Flip a property with one of our many options)
- 2nd Position Loans up to $5mm
- Raw Land & Lot Loans
- Ground up Construction for spec homes, custom homes and commercial ground up.
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- 5% down Jumbo’s with NO MI up to $2mm / 10% down up to $3mm
- Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
- Acreage Properties
- Commercial Loans up to $500mm
- 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
- Foreign Nationals Loans (no social security or residency required)
We also offer:
- 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $417k)
- High Balance Conforming aka Super Conforming (from $453,100-$649,750)
- Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
- FHA, VA, USDA
- ARM’s
- Reverse mortgages up to $1 Million Value
- Refinance including Cash Out