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Nationwide Hard Money Highlights:

Fast Hard Money Loans / Bridge Loans

100% Financing Loans Crossing another property

Fix and Flip Loans / Rehab Loans

2nd Position Loans

Consumer Bridge Loans / Owner Occupied Loans

Line of Credit

Foreign Nationals OK

Commercial Hard Money Loans / All Property Types

No Doc Loans / Limited Doc Loans Tax Returns

*Typically closing in 5 to 10 days, often without and appraisal*

 

We are partnered with over 100 direct lenders, multiple pools of private investors, 2 thrifts that fund on Wall Street, a hedge fund with billions to lend, and 21 Life Companies.

Please do not hesitate to call if I may be of service in any way! Olivia Wilberg owilberg@valorlending.com

or # 916-873-3086

 

Recap of our Loan Products:

  1. Hard Money Loans (28-35% down / minimal documentation) Typically Fund in 7-10 days.
  2. Stated Income Loans (Great for business owners and self employed ) No tax returns!
  3. 100% financing is available (we can cross collateralize other properties if there is enough equity)
  4. Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow – 1% DCR!
  5. Flipper & Rehab Loans (Flip a property with one of our many options)
  6. 2nd Position Loans up to $5mm
  7. Raw Land & Lot Loans
  8. Ground up Construction for spec homes, custom homes and commercial ground up.
  9. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
  10. 5% down Jumbo’s with NO MI up to $2mm / 10% down up to $3mm
  11. Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
  12. Acreage Properties
  13. Commercial Loans up to $500mm
  14. 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
  15. Foreign Nationals Loans (no social security or residency required)

We also offer:

  1. 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $417k)
  2. High Balance Conforming aka Super Conforming (from $453,100-$649,750)
  3. Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
  4. FHA, VA, USDA
  5. ARM’s
  6. Reverse mortgages up to $1 Million Value
  7. Refinance including Cash Out

 

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