Date

Are you Self Employed? 1099 Employee?

New INCREASED loan limits!

We can now finance :

-90% LTV up to $1.5mm

-85% LTV up to $2.5mm

-75% LTV up to $5mm

Call or email me for immediate attention to your scenario!

Valor Lending Group can fund your fast-hard money loan up to $10mm in as little as 7 days often without an appraisal.

Valor Lending Group also offers literally every loan in the book! Check out more information on our programs and please do not hesitate to call on me for any scenarios.  I look forward to an opportunity to demonstrate my prompt and professional service.

Recap of our Loan Products:

1. Hard Money Loans (25-50% down / minimal documentation) Typically Fund in 7-10 days.
2. Stated Income Loans  (No Tax Returns, no W-2s, No P&L)
3. Bank Statement Income Loans (Great for business owners and self employed )
4. 100% financing is available (we can cross collateralize other properties if there is enough equity)
5. Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow – 1% DCR!
6. Flipper Loans (Flip a property with one of our many options)
7. 2^nd Position Loans up to $5mm
8. Raw Land & Lot Loans
9. Ground up Construction for spec homes, custom homes and commercial ground up.
10. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
11. 10% down Jumbo’s with NO MI up to $2.5mm
12. Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
13. Acreage Properties
14. Commercial Loans up to $500mm
15. 3% & 5% down Conventional – LPMI (Lender paid mortgage insurance)
16. Foreign Nationals Loans (no social security or residency required)
17. 5% down Jumbo (Up to $1.5mm Lender paid PMI)

We also offer:

1. 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $453,100)
2. High Balance Conforming aka Super Conforming (from $453,100-$649,750)
3. Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $2.5mm
4. FHA, VA, USDA
5. ARM’s
6. Reverse mortgages up to $10 Million Value
7. Refinance including Cash Out

I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters.

Please do not hesitate to call on me if I may be of service in any way! owilberg@valorlending.com OR #916-873-3086