fbpx
Purchase or Refinance with a Bridge Loan

Date

Share this article

Purchase or Refinance with a Bridge Loan | Valor Lending Group 

Purchase or refinance with a bridge loan TODAY!

Valor Lending Group works with the very best to get you the top rate and terms for your scenario. With our unmatched communication skills and tricks of the trade you will be blown away with the experience you will have working with our team of professionals.

We are ready for your CALL or EMAIL TODAY!

Bridge loans are available for numerous types of property such as:

  • Residential
  • Owner occupied or investment (non owner occupied)
  • Single-family, multi-family, apartment buildings
  • Commercial
  • Industrial

In today’s every changing and competitive market you always need to have a trick up your sleeve when it comes to purchasing or refinancing. A hard money loan is one of the best tricks of the trade. The approval process for a standard bank loan can be timely and drawn out. In some cases extending the purchases well past the COE which could result in the seller walking because its taking to long.

Valor Lending Group can submit the loan and get approval in the same day, cutting out weeks off your transaction timeline. In some cases fund in the same week! Due to the expedited application and approval process of a Bridge Loan, your offer could be consider as cash. No more waiting for the bank to submit, Valor has the expedited process that you have been searching for.

Types of Bridge Loans

  • Straight Bridge Loan – Also known as a fast hard money loan
  • Consumer Bridge Loan – owner occupied
  • 2nd Position Bridge Loan – Up to 65% CLTV
  • Cross Collateral Loan – 100% financing available when you have enough equity in another property that we cross
  • Fix and Flip Loan

Purchase | Refinance | Bridge Loan Highlights:

  • Verification of income or employment is NOT required!
  • Up to 65% LTV (on Purchases & R/T Refinances)
  • Cash-out refinance up to 65% LTV, unlimited cash-out funds
  • 1-4 Units, condos, coops, PUDs
  • Minimum 680 FICO
  • 12 Month to 24 Month Terms
  • Interest only
  • No Prepay
Needs List for Quote (Email Allison the following):
  1. Property Address:
  2. Purchase Price (for Purchase):
  3. Property “as is” Value:
  4. Current Balance (for Refinance):
  5. Total Monthly Rents (confirm if long term or short term Airbnb leases):
  6. Monthly Taxes and Insurance:
  7. Approx. Credit Score:
  8. Vesting in and Entity or Individual name:
Other Programs Available
  • Hard Money Loans
  • Fix and Flip Loans
  • Commercial Loans
  • Save your Deal | We Save Deals

CONTACT ME TODAY for immediate attention to your scenario! 

Recap of our Loan Products:

  1. Hard Money Loans (20% down / minimal documentation) Typically Fund in 7-10 days.
  2. Stated Income Loans (Great for business owners and self employed ) No tax returns!
  3. 100% financing is available (we can cross collateralize other properties if there is enough equity)
  4. Valor VA Home Loan 100% financing up to $1.5MM
  5. Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow
  6. Flipper & Rehab Loans (Flip a property with one of our many options)
  7. 2nd Position Loans up to $5mm
  8. Raw Land & Lot Loans
  9. Ground up Construction for spec homes, custom homes and commercial ground up.
  10. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
  11. Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
  12. Acreage Properties
  13. Commercial Loans up to $500mm
  14. 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
  15. Foreign Nationals Loans (no social security or residency required)
We also offer:
  1. 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans
  2. High Balance Conforming aka Super Conforming
  3. Jumbo’s to $10 Million / 10% down Jumbo to $1.5mm
  4. FHA, USDA
  5. ARM’s
  6. Reverse mortgages up to $1 Million Value
  7. Refinance including Cash Out

We are never too busy for your referrals.

IMG 1026

**Rates and terms subject to change without notice

For the most up to date mortgage news visit: Mortgage News Daily

Check out our Google Reviews

Did we miss anything?
  • Call or Email me (Allison Arraut) if there is any information that we have missed
  • Follow us on Social Media
  • Share this on your Social Media
  • Do not hesitate to give us your feedback
  • Ask us for a quote
  • Visit our homepage to check out what Valor Lending Group has to offer

About the Author

More
articles

Get a Quote

 
 

Online Calculators

Our calculators will help determine how large of a loan you qualify for.