Rates Remain At Historic Lows, Expected to Decrease Even Further!

Rates remain at historic lows and are expected to decrease even further! Some are saying there is a near 100% probability of .25% rate cut, and up to another .50%!!

The recent volatility in the market has caused a lot of uncertainty, but what is for sure is now is the time to secure the lowest rates available while they last.

If you have been considering refinancing or purchasing a property there STILL could not be a better time than now.

Some of our best programs are highlighted below, please call/email/text me with to discuss your scenario.

We have industry leading pricing on Commercial and Investment Properties (Nationwide), and California Owner-Occupied 1-4 units.

Valor has your funds available in a flash.

Every mortgage loan in the book! Fast hard money loans, stated income loans, fix and flip loans, commercial loans and many more!

Call or email me to discuss your scenario now! 

Recap of our Loan Products: 

1. Stated Income Loans (No Tax Returns, no W-2s, No P&L)
2. Bank Statement Income Loans (Great Bank Statement Program for business owners and self employed)
3. Hard Money Loans (As low as 20% down / minimal documentation) Fund in 7-10 days.
4. Flipper Loans (Flip a property with one of our many options)
5. Line of Credit
6. Foreign Nationals Loans (no social security or residency required)
7. Raw Land or Lot Loans
8. Ground up Construction for spec homes, custom homes and commercial ground up.
9. 2nd-Position Loans up to $5mm
10. Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow
11. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
12. 10% down Jumbo’s with NO MI up to $2.5mm
13. Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
14. Acreage Properties
15. Commercial Loans up to $500mm
16. 5% down Jumbo (Up to $2mm Lender paid PMI)

We also offer:

1. 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $484,350)
2. High Balance Conforming aka Super Conforming (from $484,350-$726,525)
3. Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
4. FHA, VA, USDA
5. ARM’s
6. Reverse mortgages up to $10 Million Value
7. Refinance including Cash Out

**Rates and Terms subject to change without notice.