Valor Lending Group funds fix-n-flip loans nationwide. With one of our many loan programs and only 10% down on the acquisition, we cover 90% of the rehab construction budget. With 15% down on the purchase, we finance 100% of the construction budget!
*Experience Required*
Rehab Program Highlights:
- Fix-n-Flip or Fix-n-Hold Properties
- Rate as low as **7.99%**
- Financing up to 12 months
- Loan amounts to $10mm
- Interest Only Payments | No Prepayment Penalty
- Fast Prequalification
- Closing in as little as 5 to 10 days
Valor Lending Group also offers literally every loan in the book! Whatever your scenario we have a funding solution. We are partnered with over 100 direct lenders, multiple pools of private investors, 2 thrifts that fund on Wall Street, a hedge fund with billions to lend, and 21 Life Insurance Companies. Check out our programs below and please do not hesitate to call on me for any scenarios. I look forward to an opportunity to demonstrate my prompt and professional service and earn your business.
Recap of our Loan Products:
- Stated Income Loans (No Tax Returns, no W-2s, No P&L)
- Bank Statement Income Loans (Great Bank Statement Program for business owners and self employed)
- Hard Money Loans (As low as 20% down / minimal documentation) Fund in 7-10 days.
- Flipper Loans (Flip a property with one of our many options)
- Line of Credit
- 100% Financing
- Foreign Nationals Loans (no social security or residency required)
- Raw Land & Lot Loans
- Ground up Construction for spec homes, custom homes and commercial ground up.
- 2nd-Position Loans up to $5mm
- Investor Cash Flow Loan– No tax returns or DTI calculation! Based on subject property cash flow
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- 10% down Jumbo’s with NO MI up to $2.5mm
- Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
- Acreage Properties
- Commercial Loans up to $500mm
- 5% down Jumbo (Up to $2mm Lender paid PMI)
We also offer:
- 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $484,350)
- High Balance Conforming aka Super Conforming (from $484,350-$726,525)
- Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
- FHA, VA, USDA
- ARM’s
- Reverse mortgages up to $10 Million Value
- Refinance including Cash Out
* 90% LTC Requires: Minimum 5 renovation projects completed (purchase and exited) in 36 months prior to application, OR 3 verified renovation projects in 24 months prior to application. At least 2 projects must be similar size or larger. Min. 660 FICO.
**8.59% APR, Based on California Property, 2 or more Flips in 24 months, 600 credit score**
