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Secure Your SoCal Flip with a Private Money Loan | Valor Lending Group

Looking to turn undervalued or distressed properties into high-profit opportunities in Southern California? Secure Your SoCal Flip with a Private Money Loan and get the fast, flexible funding you need to cover both the purchase price and renovation costs in one streamlined solution. Whether you’re flipping a modern condo in Downtown LA, a fixer-upper in South Park, or a beachside bungalow in Laguna Beach, having quick, reliable financing can make the difference between winning the deal and missing out.

At Valor Lending Group, I specialize in helping SoCal investors like you move fast. From Los Angeles to San Diego, Beverly Hills to Newport Beach, I provide direct access to custom loan programs, expert guidance, and hassle-free closings so you can focus on maximizing your project’s profit without the headaches of traditional bank financing.

Stop juggling multiple loans or navigating slow approvals. My goal is to ensure your cash flow stays strong, your timeline stays on track, and your Southern California flip succeeds every step of the way.

Call me, Hayden Madison, at 858-349-7538, or email me at hmadison@valorlending.com

Let’s make your next flip faster, easier, and more profitable.

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Why SoCal Investors Rely on Private Money Loans

Time is everything in the Southern California real estate market. Sellers in competitive neighborhoods like Santa Monica, West Hollywood, or La Jolla expect quick decisions, and bank loans simply can’t keep up. Private money loans give you the flexibility to act fast, with fewer restrictions, less red tape, and creative solutions tailored to your project.

Here’s why savvy SoCal investors choose Valor Lending Group for their flips:

• Rapid Approvals & Funding: Get the cash you need in days, not weeks

• Flexible Loan Structures: Short-term, interest-only, and tailored to your rehab timeline

• Creative Lending Solutions: Perfect for unconventional properties that banks often avoid

• Personal Support, 7 Days a Week: Because deals don’t wait for Monday

Remember, I don’t work for a bank, I work for you. My focus is on getting your SoCal flip financed fast so you can seize the opportunity with confidence.

Call me, Hayden Madison, at 858-349-7538.

Let’s fund your flips today so you can sell for more tomorrow.

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How Private Money Loans Give You an Edge

Private money loans aren’t just fast. They’re designed to help investors win. In competitive SoCal neighborhoods, speed and certainty can mean the difference between landing a high-profit deal and watching it slip away.

• Time-Sensitive Opportunities: Make offers with short contingencies and beat out other buyers

• Property Flexibility: Finance fixers, mixed-use properties, or non-standard homes without hassle

• Cash Flow-Friendly Terms: Interest-only payments keep renovation costs manageable

• Credit Flexibility: Focus on the deal and the collateral, not perfect credit scores

Whether your project is a small rehab in North Park, a luxury flip in Beverly Hills, or a multi-unit remodel in Downtown LA, private money loans give you the speed and certainty to execute like a pro.

Call me, Hayden Madison, at 858-349-7538, or email me at hmadison@valorlending.com

Let’s create a clear path from purchase to profit.

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Loan Highlights for SoCal Fix and Flip Investors

Here’s what Valor Lending Group brings to the table for Southern California investors:

Fix and Flip Loans

• Up to 90% of the purchase price

• 100% of rehab costs covered

• 12–24 month short-term options

• Loan amounts up to $10MM

• Competitive interest rates starting in 8.5%*

• No prepayment penalties

Ground-Up Construction & Investment Loans

• Up to 90% loan-to-cost (LTC)

• Loan amounts up to $20MM+

• Flexible lending guidelines

• Interest-only terms over 12–24 months

No appraisal? No problem. Need faster closings? I can often fund in as little as 7 days. With access to multiple private lenders, I’ll craft the best strategy for your flip so you can move quickly and confidently.

Call me, Hayden Madison, at 858-349-7538.

Let’s take your investing goals from vision to reality.

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Who Should Consider a SoCal Private Money Loan

These loans are perfect for:

• Real estate investors flipping single-family homes

• Developers tackling multi-unit projects

• Buyers looking to rehab and resell luxury or undervalued properties

• First-time flippers needing fast, flexible funding

No matter the project, Valor Lending Group and I are here to give you the tools and financing you need to win in Southern California’s competitive market.

Call me, Hayden Madison, at 858-349-7538 today.

Let’s prove that the right financing is your strongest tool.

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Let’s Get Your SoCal Flip Funded Fast

Whether you’re a seasoned investor or completing your first flip, Secure Your SoCal Flip with a Private Money Loan and take control of your timeline and profits. From LA to San Diego, Newport Beach to Palm Springs, I’ll provide fast approvals, flexible programs, and strategic guidance every step of the way.

With Valor Lending Group on your side, you’re not just getting a loan. You’re gaining a partner in your Southern California real estate success.

Call me, Hayden Madison, today at 858-349-7538, or email hmadison@valorlending.com

Let’s turn old into gold.

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VALOR LENDING GROUP OFFERS EVERY MORTGAGE LOAN IN THE BOOK!

At Valor Lending Group, I’m ready to help you achieve your investment goals.

Call me directly at 858-349-7538, and turn your dreams into reality today!

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Recently Funded | Valor Lending Group

$1,044,550 Loan amount | Private Money Bridge Loan | Purchase | 65% LTV | Murrieta, CA
$1,900,000 Loan amount | Full Doc Jumbo Loan | Cash Out Refi | 31% LTV | Mirage, CA
$1,430,000 Loan amount | 24 Month Bank Statement Loan | Purchase | 65% LTV | Phoenix, AZ
$2,625,000 Loan amount | Ground up Construction Loan | Purchase | 65% LTV | Malibu, CA
$1,905,000 Loan amount | Fix and Flip Loan | Purchase | 90/100 LTV | Palos Verde, CA
$2,645,000 Loan amount | Ground up Spec Construction Loan | Purchase | 65% LTV | Palm Springs, CA
$712,500 Loan amount | DSCR Loan | Cash Out Refi | 75%LTV | 70% LTV 
$4,013,750 Loan amount | Full Doc Jumbo Loan | Rate& Term Refi | 75% LTV | Newport Beach, CA
$592,500 Loan amount | DSCR Loan | Purchase | 75% LTV| Seattle, WA

And many more.

Every Project, Every Loan – Let’s Build Your Success Together!

Call me, Hayden Madison, today at 858-349-7538, or email me at hmadison@valorlending.com

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Recap of Our Loan Products:

1. Private Money Loans (20% down / minimal documentation) Typically, funds in 7-10 days
2. Stated Income Loans (Great for business owners and self-employed) No tax returns!
3. 100% financing is available (we can cross-collateralize other properties if there is enough equity)
4. Valor VA Home Loan 100% financing up to $2.5MM
5. Investor Cash Flow Loan – No tax returns or DTI calculation! Based on the subject property’s cash flow
6. Flipper & Rehab Loans (Flip a property with one of our many options)
7. 2nd Position Loans up to $5MM
8. Raw Land & Lot Loans
9. Ground-up Construction for spec homes, custom homes, and commercial ground-up.
10. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
11. 10% down, Jumbo’s up to $1.5MM
12. Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
13. Acreage Properties
14. Commercial Loans up to $500MM
15. 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
16. Foreign Nationals Loans (no social security or residency required)

We Also Offer:

1. 10, 15, 20, 25, 30 years Fixed, Conventional Conforming Loans
2. High Balance Conforming aka Super Conforming
3. Jumbo’s to $10 MM / 10% down Jumbo to $1.5MM
4. FHA, USDA
5. ARM’s
6. Reverse mortgages up to $1MM Value
7. Refinance including Cash Out

**Rates and terms are subject to change without notice