Valor Lending Group funds every loan in the book!
We are partnered with over 100 direct lenders, multiple pools of private investors, 2 thrifts that fund on Wall Street, a hedge fund with billions to lend, and 21 Life Companies.
Valor Lending Group can fund:
Residential (1-4 units) from $100K – $20MM
Purchase, Cash Out Refinance, Rehab, Ground Up Construction
- Fix-n-Flip
- Rehab-n-Hold
- Ground Up Construction – Custom or Spec
- Fast Money Bridge Loan (Hard Money Loan) – Close in 5-10 days
- Stated Income Loans – No Tax Returns
- Investor Cash Flow Loans – No Employment, No DTI Calculation, No Income, No Tax Returns
- Portfolio Loan – We can wrap 5+ properties into one blanket
- Line Of Credit – 5 times your liquid assets
Commercial from $100K – $500MM
Purchase, Cash Out Refinance, Rehab, Ground Up Construction
All property types including:
- Warehouse
- Industrial
- Lots
- Land
- Retail
- Gas Stations
- Restaurants
- Mixed Use
- Multifamily
- Car Washes
- Mobile home parks,
- Parking Garage
- Assisted Living Facilities
Valor Lending Group also offers literally every loan in the book! Check out more information on our programs and please do not hesitate to call on me for any scenarios. I look forward to an opportunity to demonstrate my prompt and professional service.
Recap of our Loan Products:
- Hard Money Loans (25-50% down / minimal documentation) Typically Fund in 7-10 days.
- Stated Income Loans (No Tax Returns, no W-2s, No P&L)
- Bank Statement Income Loans (Great for business owners and self employed )
- 100% financing is available (we can cross collateralize other properties if there is enough equity)
- Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow – 1% DCR!
- Flipper Loans (Flip a property with one of our many options)
- 2nd Position Loans up to $5mm
- Raw Land & Lot Loans
- Ground up Construction for spec homes, custom homes and commercial ground up.
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- 10% down Jumbo’s with NO MI up to $2.5mm
- Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
- Acreage Properties
- Commercial Loans up to $500mm
- 3% & 5% down Conventional – LPMI (Lender paid mortgage insurance)
- Foreign Nationals Loans (no social security or residency required)
- 5% down Jumbo (Up to $1.5mm Lender paid PMI)
We also offer:
- 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $453,100)
- High Balance Conforming aka Super Conforming (from $453,100-$649,750)
- Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $2.5mm
- FHA, VA, USDA
- ARM’s
- Reverse mortgages up to $10 Million Value
- Refinance including Cash Out
I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters.
Please do not hesitate to call on me if I may be of service in any way! owilberg@valorlending.com OR #916-873-3086
