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Stated Income Loans | No Tax Returns Required

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Tax returns preventing you from getting a good rate? Not anymore!!

If your tax write offs are preventing you from getting a loan, this is the perfect option for you.

 

 

 

Stated Income Program Highlights: 

  • 3, 12, and 24 month Bank Statement options available.
  • Rates starting in the high 3’s based on Credit, Income, LTV, etc.
  • Up to 90% LTV
  • Borrower and Lender paid points available.
  • Must have 2 years verifiable self employment income.
  • No Tax Returns
  • No 4506T
  • 3/12/24 month Bank Statement Options
  • Min 580 Fico

Call me now for immediate attention to your scenario. 

Check out more information on our programs below and send me all your scenarios! 

Recap of our Loan Products: 

  1. Stated Income Loans (No Tax Returns, no W-2s, No P&L)
  2. Bank Statement Income Loans (Great Bank Statement Program for business owners and self employed)
  3. Hard Money Loans (As low as 20% down / minimal documentation) Fund in 7-10 days.
  4. Flipper Loans (Flip a property with one of our many options)
  5. Line of Credit
  6. Raw Land or Lot Loans
  7. Ground up Construction for spec homes, custom homes and commercial ground up.
  8. 2nd-Position Loans up to $5mm
  9. Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow
  10. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
  11. 10% down Jumbo’s with NO MI up to $2.5mm
  12. Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
  13. Acreage Properties
  14. Commercial Loans up to $500mm
  15. 5% down Jumbo (Up to $2mm Lender paid PMI)

We also offer:

  1. 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $484,350)
  2. High Balance Conforming aka Super Conforming (from $484,350-$726,525)
  3. Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
  4. FHA, VA, USDA
  5. ARM’s
  6. Reverse mortgages up to $10 Million Value
  7. Refinance including Cash Out

**Rates and Terms subject to change without notice

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