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We can help you get a Jumbo loan with only 10% down!

Valor Lending Group works with over 100 different lenders to offer a vast array of loan products and one of our most popular programs is the 10% down Jumbo loan. Have you ever looked at a beautiful home and immediately told yourself “I can’t afford this!”. Now you can buy your dream home and you […]

Top 10 Plants for Designing a Water Wise Landscape

Wait! Before you spend thousands on landscaping—or on water-guzzling plants—try planting a DIY drought-tolerant garden. With the right plants, your landscape will be cost-effective, low maintenance, and beautiful. Here is a list of ten plants that won’t break the water bank but will still let you enjoy lush greenery and flowers without having to replant […]

Stated Income Loans & Fast Hard Money Loans

  Valor Lending Group can fund your fast hard money loan up to $10mm in as little as 10 days often times without an appraisal. Valor Lending Group also offers literally every loan in the book! Check out our programs below and please do not hesitate to call on me for any scenarios. I look […]

Do You or Your Clients Need Funding?

           If you or your client need funding Valor Lending Group has 1000+ loan products to meet your specific needs. Whether you need a Fast Hard Money 5-10 day close, a Full Doc Loan with super low rates, Stated Income, Limited or No Doc, we have a program for you.   […]

Valor Lending Group does stated income loans!

I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters. Please do not hesitate to call on me on each and every scenario and we will ID best programs.   Camille Patterson Loan Officer CaBRE# 02035349 NMLS#1517035 Valor Lending Group ‘Pride in Lending’ Petco […]

Think You Can’t Afford to Buy a Home? Think Again

Did you have a bad credit event in recent years? Do you have less than two years in the same career field? Is your monthly income less than three times your proposed payment? Fear not, when your financial picture doesn’t fit neatly into the box, you may still qualify with some lenders. Here’s how. When […]

Less Documentation, Faster Closing, More Opportunity

    Valor Lending Group “Pride in Lending” Excellence. Simplicity. Limitless. Step into the new!   Non-QM Products EXCEPTIONS ENTERTAINED / LESS THAN 30 DAY CLOSING / ACCEPT TRANSFERRED APPRAISALS* Primary & Second Homes Up to 90% LTV DTI over 50% Considered LOan AMounts up to $10MM FICO Scores Down to 600 No Seasoning on […]

Investors are making moves with 1031 Exchange

Investors are making moves in the Real Estate market through the 1031 exchange program. By using the 1031 Exchange, Investors are able to sell one property in exchange for a like-kind property and are able to defer the capital gains tax liability. Valor Lending Group can help to facilitate the exchange from start to finish […]

Small Balance Commercial Loan

Valor Lending Group can help investors with loans amounts between $250K – $2mm get a loan even after the bank told you NO! Purchase, Cash-out, or Refinance today!   While Valor can offer commercial loans all the way up to $100 million, these loan products below are designed specifically for borrowers dealing with smaller loan […]

What exactly is a Jumbo loan?

The definition is pretty simple, a jumbo loan is any loan that is above the county conforming limits. Check out the loan limits for each county here: CALIFORNIA LOAN LIMITS Besides that, the key point to understand here is that although a jumbo loan can still be sold in the secondary market, it cannot be […]