California Fast Hard Money / Close in 7-10 days! Rates as low as 6.99%*

Valor Lending Group rocks hard money loans typically without an appraisal! Offering nearly every type of residential mortgage loan and commercial loan in the book! Call or email me today to receive immediate attention to your loan scenario. Recap of our Loan Products: 1). Stated Income Loans (Great for business owners and self employed ) […]
What loan product is best for me?
Valor Lending Group works with over a hundred different lenders to offer hundreds of different loan products! That can be a bit much to handle for the average borrower or even the most experience ones, let us help you navigate through your cloud of confusion. Make some time to have a conversation with your […]
Mutually Beneficial Partnership

Hello, My name is Christopher Lapping. I am a Loan Originator for Valor Lending Group, located in Diamond View Tower at Petco Park. I am reaching out to you today with hopes of developing a lasting business relationship that will benefit us both in the years to come. I’m sure you have heard every Loan […]
What documents need a WET SIGNATURE in the loan process?
***UPDATE: Thank you to my readers that reply back with helpful feedback. We actually work with a few lenders that don’t need all these docs to have a wet signature but apparently the rule varies from lender to lender. You can assume that most lenders with require all or most of these docs to have […]
We can help you get a Jumbo loan with only 10% down!
Valor Lending Group works with over 100 different lenders to offer a vast array of loan products and one of our most popular programs is the 10% down Jumbo loan. Have you ever looked at a beautiful home and immediately told yourself “I can’t afford this!”. Now you can buy your dream home and you […]
Top 10 Plants for Designing a Water Wise Landscape
Wait! Before you spend thousands on landscaping—or on water-guzzling plants—try planting a DIY drought-tolerant garden. With the right plants, your landscape will be cost-effective, low maintenance, and beautiful. Here is a list of ten plants that won’t break the water bank but will still let you enjoy lush greenery and flowers without having to replant […]
Stated Income Loans & Fast Hard Money Loans
Valor Lending Group can fund your fast hard money loan up to $10mm in as little as 10 days often times without an appraisal. Valor Lending Group also offers literally every loan in the book! Check out our programs below and please do not hesitate to call on me for any scenarios. I look […]
Do You or Your Clients Need Funding?
If you or your client need funding Valor Lending Group has 1000+ loan products to meet your specific needs. Whether you need a Fast Hard Money 5-10 day close, a Full Doc Loan with super low rates, Stated Income, Limited or No Doc, we have a program for you. […]
Valor Lending Group does stated income loans!
I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters. Please do not hesitate to call on me on each and every scenario and we will ID best programs. Camille Patterson Loan Officer CaBRE# 02035349 NMLS#1517035 Valor Lending Group ‘Pride in Lending’ Petco […]
Think You Can’t Afford to Buy a Home? Think Again
Did you have a bad credit event in recent years? Do you have less than two years in the same career field? Is your monthly income less than three times your proposed payment? Fear not, when your financial picture doesn’t fit neatly into the box, you may still qualify with some lenders. Here’s how. When […]
Less Documentation, Faster Closing, More Opportunity
Valor Lending Group “Pride in Lending” Excellence. Simplicity. Limitless. Step into the new! Non-QM Products EXCEPTIONS ENTERTAINED / LESS THAN 30 DAY CLOSING / ACCEPT TRANSFERRED APPRAISALS* Primary & Second Homes Up to 90% LTV DTI over 50% Considered LOan AMounts up to $10MM FICO Scores Down to 600 No Seasoning on […]