YES, Valor Lending has EVERY Loan in the book!
Valor Lending offers incredible service, communication and performance! Over 1,000 loan programs available for California Residential loans up to $10mm. Also funding Commercial Loans throughout the Country. We are your one stop mortgage solution company for any given loan scenario. Recap of our Loan Products: 1). Stated Income Loans (Great for business owners […]
Think your Deal is Sinking?. WRONG. We SAVE deals!
Think you Deal is Sinking?. WRONG. We SAVE deals! Statistics show that over 30% of real estate transactions fall out of escrow due to financing issues. Information provided by the Greater San Diego Association of REALTORS® Valor Lending Group can fund your fast hard money loan up to $10mm in as little as […]
No income requirements on multiple loan programs!
That’s right, no income requirements for investment property purchases and cash out refinances! We have multiple programs that use the subject property cash flow in lieu of a DTI calculation of the borrower. No tax returns, no dti calculations, easy qualifying and close in 3-4 weeks. As long as the subject property gross lease (or […]
How can you better your financial position?
Increasing net worth is a principal indicator of financial progress. There are three ways you can increase your net worth as an individual: Generation of profits that are retained Appreciation of assets By gift or inheritance Investing in Real Estate can help you achieve the first two means in your lifetime and provide generational […]
Valor Lending can help fund your next construction project!
We love to see a project go from start to finish especially the ones being build from the ground up! If you are planning an upcoming project, use this simple formula to estimate your max loan amount: Cost of Land + Construction budget = Total Project Cost Total project cost X 80% = Max loan […]
30 Can’t-Miss Home Staging Tips!
Valor Lending Group has an in-house stager! We can get your home ready to sell at top dollar with a minimalist feel accompanied by a few pops of color to top it off. Give us a call to help with your scenario today! Grimy bathroom walls are a major red […]
Do you have a Loan Scenario you need funded?
If you or your client need funding Valor Lending Group has 1000+ loan products to meet your specific needs. Whether you need a Fast Hard Money 5-10 day close, a Full Doc Loan with super low rates, Stated Income, Limited or No Doc, we have a program for you. We […]
Our Investor Cash Flow Program will Grow your clients Portfolio!
Valor Lending Group Investor Cash Flow Program: No Tax Return Required No employment required No income required No debt to income ratio calculated Cash Flow based on subject property SFR, condo, 1-4 units Maximum Loan 2.5 mm (purchase and rate/term) Flexible Programs Purchase / Refinance / Refinance with Cash Out (up to 2mm) Unlimited […]
Valor Lending Group Offers Hard Money Loans as Low as 6.99%*
Valor Lending Group can fund your fast hard money loan up to $10mm in as little as 10 days often times without an appraisal. Interest only payments no pre-payment penalty 1, 2, or 3 year terms for investment properties 11 month term for owner occupied Purchase: 72% LTV max Refinance 65% LTV max Rates vary between 6.99% to 11% depending on the 3 most important factors: […]
!Realtors! Think your deal is DEAD?
Don’t lose another deal! Valor Lending Group SAVES DEALS! Your one stop funding solution for any scenario! I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters. Recap of our Loan Products: 1). Stated Income Loans (Great for business owners and self […]
What goes on during the Underwriting Phase?
You shopped around and got a few quote from a lender that you like and the loan officer tells you that you are pre-qualified. The loan officer puts together the submission packet and give it to the lender who now says you are pre-approved. What’s the difference? Check out a recent blog post to learn […]
