Valor Lending can help fund your next construction project!
We love to see a project go from start to finish especially the ones being build from the ground up! If you are planning an upcoming project, use this simple formula to estimate your max loan amount: Cost of Land + Construction budget = Total Project Cost Total project cost X 80% = Max loan […]
30 Can’t-Miss Home Staging Tips!
Valor Lending Group has an in-house stager! We can get your home ready to sell at top dollar with a minimalist feel accompanied by a few pops of color to top it off. Give us a call to help with your scenario today! Grimy bathroom walls are a major red […]
Do you have a Loan Scenario you need funded?
If you or your client need funding Valor Lending Group has 1000+ loan products to meet your specific needs. Whether you need a Fast Hard Money 5-10 day close, a Full Doc Loan with super low rates, Stated Income, Limited or No Doc, we have a program for you. We […]
Our Investor Cash Flow Program will Grow your clients Portfolio!
Valor Lending Group Investor Cash Flow Program: No Tax Return Required No employment required No income required No debt to income ratio calculated Cash Flow based on subject property SFR, condo, 1-4 units Maximum Loan 2.5 mm (purchase and rate/term) Flexible Programs Purchase / Refinance / Refinance with Cash Out (up to 2mm) Unlimited […]
Valor Lending Group Offers Hard Money Loans as Low as 6.99%*
Valor Lending Group can fund your fast hard money loan up to $10mm in as little as 10 days often times without an appraisal. Interest only payments no pre-payment penalty 1, 2, or 3 year terms for investment properties 11 month term for owner occupied Purchase: 72% LTV max Refinance 65% LTV max Rates vary between 6.99% to 11% depending on the 3 most important factors: […]
!Realtors! Think your deal is DEAD?
Don’t lose another deal! Valor Lending Group SAVES DEALS! Your one stop funding solution for any scenario! I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters. Recap of our Loan Products: 1). Stated Income Loans (Great for business owners and self […]
What goes on during the Underwriting Phase?
You shopped around and got a few quote from a lender that you like and the loan officer tells you that you are pre-qualified. The loan officer puts together the submission packet and give it to the lender who now says you are pre-approved. What’s the difference? Check out a recent blog post to learn […]
California Fast Hard Money / Close in 7-10 days! Rates as low as 6.99%*

Valor Lending Group rocks hard money loans typically without an appraisal! Offering nearly every type of residential mortgage loan and commercial loan in the book! Call or email me today to receive immediate attention to your loan scenario. Recap of our Loan Products: 1). Stated Income Loans (Great for business owners and self employed ) […]
What loan product is best for me?
Valor Lending Group works with over a hundred different lenders to offer hundreds of different loan products! That can be a bit much to handle for the average borrower or even the most experience ones, let us help you navigate through your cloud of confusion. Make some time to have a conversation with your […]
Mutually Beneficial Partnership

Hello, My name is Christopher Lapping. I am a Loan Originator for Valor Lending Group, located in Diamond View Tower at Petco Park. I am reaching out to you today with hopes of developing a lasting business relationship that will benefit us both in the years to come. I’m sure you have heard every Loan […]
What documents need a WET SIGNATURE in the loan process?
***UPDATE: Thank you to my readers that reply back with helpful feedback. We actually work with a few lenders that don’t need all these docs to have a wet signature but apparently the rule varies from lender to lender. You can assume that most lenders with require all or most of these docs to have […]