Is it True?
Are you a business owner looking for a program just for you, then the True Stated income program is for you. No Bank Statements No Tax Returns No P&L required Loan amounts up to $2.5mm max LTV 60%* with up to 100% gift funds allowed for down payment 700 min FICO. CPA letters verifying ownership of […]
Hardly Hard Money
Need Cash Quick? Fast Hard Money 7 – 10 Day Close Fast Hard Money Whether it’s for a purchase, refi, fix n’ flip, etc. We can get you the money you or your client needs fast and with minimal points and fees. Check out our programs below.Fix n’ Flip Up to 85% of […]
Fast Money! Up to $10mm in 5-10 Days!
Fund in 5-10 Days! Up to $10,000,000. Typically without an appraisal! Valor Lending offers you, and your clients incredible service, communication and performance! We are your one stop mortgage solution company for any given loan scenario. Every Loan in the Book! Janice 858-442-1854 JLiles@ValorLending.com Loan Programs We offer every loan in the book […]
Stated Income Program
True Stated Income Program! Are you or your borrower having a tough time getting a loan due to large write-offs on taxes? I can help you with that! True Stated Income: Fico 680+ Up to 70% LTV 7/1 ARM Rates Starting in the high 4’s No Taxes / No 4506T Only 3 months bank statements […]
Private Money In a Flash
Fast Money Bridge Loan Close in as little as 7 days! Up to 75% LTV No Doc / No DTI / Typically No Appraisal Rates Starting in the high 7’s Fix n’ Flip Program Fix n’ Flip Special 85% of Purchase 100% of Rehab 10 to 14 day close True Stated […]
5% Down $100K – $2.5mm
Only 5% Down Payment On a Purchase $100,000. to $2.5 million Cash back 90% Loan to Value up to $1.5 million Interest-Only with 680 + Credit Score 40-year fixed terms available Valor Lending offers you, and your clients incredible service, communication and performance! We are your one stop mortgage solution company for any given loan […]
Cash Out Investor Stated 5.25%* $2.5mm
Stated Income 5.25% Cash Out to $2.5mm Investor 7/1 LIBOR ARM CPA Letter 2+ years in business and P & L required Business License 2+ years We have an incredible array of lenders, pools of private money investors and thrifts that we can fund your deal. Whether you are seeking a purchase, cash out […]
Fix & Flip! 100% of Construction Budget!!
85% of the acquisition 100% of your construction budget Loan terms to your specific project 6, 9, & 12-month terms Rates from 8.9% – with interest only payments Experienced flipper program – but exceptions can be made. Send your you’re construction budget and so we can get going! Please do not hesitate to […]
Fast Hard Money up to $10MM!
Fund in 5-10 days! Nationwide! Valor Lending offers you, and your clients incredible service, communication and performance! We are your one stop mortgage solution company for any given loan scenario. Every Loan in the Book! Call or email me your scenario today! Janice Liles / 858-442-1854 / JLiles@ValorLending.com Loan Programs We […]
What is Stated Income?
Yes! Self-employed No verification of income is required! No Tax Returns No 4506 No P & L California Residential Loans from $151,000. to $2.5MM @ 5.0%* Minimum credit score 721 CPA Letter verifying business ownership over 2 years & filing of 2 most recent year taxes No P&L required 12 Months reserves […]
We fund every type of mortgage loan in the book!
Valor Lending offers incredible service, communication and performance! Over 1,000 loan programs available for California Residential loans up to $10mm. Also funding Commercial Loans up to $500 Million throughout the Country. We are your one stop mortgage solution company for any given loan scenario. Recap of our Loan Products: 1). Stated Income Loans (Great for business owners […]
