Mutually Beneficial Partnership

Hello, My name is Christopher Lapping. I am a Loan Originator for Valor Lending Group, located in Diamond View Tower at Petco Park. I am reaching out to you today with hopes of developing a lasting business relationship that will benefit us both in the years to come. I’m sure you have heard every Loan […]
What documents need a WET SIGNATURE in the loan process?
***UPDATE: Thank you to my readers that reply back with helpful feedback. We actually work with a few lenders that don’t need all these docs to have a wet signature but apparently the rule varies from lender to lender. You can assume that most lenders with require all or most of these docs to have […]
Top 10 Plants for Designing a Water Wise Landscape
Wait! Before you spend thousands on landscaping—or on water-guzzling plants—try planting a DIY drought-tolerant garden. With the right plants, your landscape will be cost-effective, low maintenance, and beautiful. Here is a list of ten plants that won’t break the water bank but will still let you enjoy lush greenery and flowers without having to replant […]
Do You or Your Clients Need Funding?
If you or your client need funding Valor Lending Group has 1000+ loan products to meet your specific needs. Whether you need a Fast Hard Money 5-10 day close, a Full Doc Loan with super low rates, Stated Income, Limited or No Doc, we have a program for you. […]
Less Documentation, Faster Closing, More Opportunity
Valor Lending Group “Pride in Lending” Excellence. Simplicity. Limitless. Step into the new! Non-QM Products EXCEPTIONS ENTERTAINED / LESS THAN 30 DAY CLOSING / ACCEPT TRANSFERRED APPRAISALS* Primary & Second Homes Up to 90% LTV DTI over 50% Considered LOan AMounts up to $10MM FICO Scores Down to 600 No Seasoning on […]
Land Loans, Lot Loans & Construction Loans!
Offering excellent loan programs for land loan, lot loan & construction loan scenario’s! Whether you are a flipper or a commercial builder we’ve got you covered! Valor Lending Group “Pride in Lending” Excellence. Simplicity. Limitless. Step into the new! Lot Loans / A TIER / Full Doc 43% DTI / (owner occ only): 3,5 OR […]
Investors are making moves with 1031 Exchange
Investors are making moves in the Real Estate market through the 1031 exchange program. By using the 1031 Exchange, Investors are able to sell one property in exchange for a like-kind property and are able to defer the capital gains tax liability. Valor Lending Group can help to facilitate the exchange from start to finish […]
Let’s Get Your Client’s Funded. Hard Money in 5-10 days, California Residential up to $10mm, Nationwide Commercial up to $100mm
At Valor Lending Group we have over 1,000+ loan programs available. That means that we most likely have a good option for you or your clients. If I don’t have a program that fits your needs I will take the extra time to do some research and point you in the right direction or refer […]
Small Balance Commercial Loan
Valor Lending Group can help investors with loans amounts between $250K – $2mm get a loan even after the bank told you NO! Purchase, Cash-out, or Refinance today! While Valor can offer commercial loans all the way up to $100 million, these loan products below are designed specifically for borrowers dealing with smaller loan […]
What exactly is a Jumbo loan?
The definition is pretty simple, a jumbo loan is any loan that is above the county conforming limits. Check out the loan limits for each county here: CALIFORNIA LOAN LIMITS Besides that, the key point to understand here is that although a jumbo loan can still be sold in the secondary market, it cannot be […]
Must see for Realtors & Loan Originators!
Valor Lending offers incredible service, communication and performance! Over 1,000 loan programs available for California Residential loans up to $10mm. Also funding Commercial Loans throughout the Country. We are your one stop mortgage solution company for any given loan scenario. Recap of our Loan Products: 1). Stated Income Loans (Great for business owners and […]