No income requirements on multiple loan programs!
That’s right, no income requirements for investment property purchases and cash out refinances! We have multiple programs that use the subject property cash flow in lieu of a DTI calculation of the borrower. No tax returns, no dti calculations, easy qualifying and close in 3-4 weeks. As long as the subject property gross lease (or […]
Realtors! Make Marijuana Millions for your Clients!
Valor Lending is a leading provider of Capital solutions for the cannabis industry–we are your top advisor to help you source the best financing options for your needs and will manage the entire process of your funding so that you can focus on what is really important–starting, running, or expanding your cannabis business. […]
How can you better your financial position?
Increasing net worth is a principal indicator of financial progress. There are three ways you can increase your net worth as an individual: Generation of profits that are retained Appreciation of assets By gift or inheritance Investing in Real Estate can help you achieve the first two means in your lifetime and provide generational […]
Do you have a Loan Scenario you need funded?
If you or your client need funding Valor Lending Group has 1000+ loan products to meet your specific needs. Whether you need a Fast Hard Money 5-10 day close, a Full Doc Loan with super low rates, Stated Income, Limited or No Doc, we have a program for you. We […]
Valor Lending Group Offers Hard Money Loans as Low as 6.99%*
Valor Lending Group can fund your fast hard money loan up to $10mm in as little as 10 days often times without an appraisal. Interest only payments no pre-payment penalty 1, 2, or 3 year terms for investment properties 11 month term for owner occupied Purchase: 72% LTV max Refinance 65% LTV max Rates vary between 6.99% to 11% depending on the 3 most important factors: […]
!Realtors! Think your deal is DEAD?
Don’t lose another deal! Valor Lending Group SAVES DEALS! Your one stop funding solution for any scenario! I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters. Recap of our Loan Products: 1). Stated Income Loans (Great for business owners and self […]
What goes on during the Underwriting Phase?
You shopped around and got a few quote from a lender that you like and the loan officer tells you that you are pre-qualified. The loan officer puts together the submission packet and give it to the lender who now says you are pre-approved. What’s the difference? Check out a recent blog post to learn […]
What loan product is best for me?
Valor Lending Group works with over a hundred different lenders to offer hundreds of different loan products! That can be a bit much to handle for the average borrower or even the most experience ones, let us help you navigate through your cloud of confusion. Make some time to have a conversation with your […]
Mutually Beneficial Partnership
Hello, My name is Christopher Lapping. I am a Loan Originator for Valor Lending Group, located in Diamond View Tower at Petco Park. I am reaching out to you today with hopes of developing a lasting business relationship that will benefit us both in the years to come. I’m sure you have heard every Loan […]
What documents need a WET SIGNATURE in the loan process?
***UPDATE: Thank you to my readers that reply back with helpful feedback. We actually work with a few lenders that don’t need all these docs to have a wet signature but apparently the rule varies from lender to lender. You can assume that most lenders with require all or most of these docs to have […]
Top 10 Plants for Designing a Water Wise Landscape
Wait! Before you spend thousands on landscaping—or on water-guzzling plants—try planting a DIY drought-tolerant garden. With the right plants, your landscape will be cost-effective, low maintenance, and beautiful. Here is a list of ten plants that won’t break the water bank but will still let you enjoy lush greenery and flowers without having to replant […]
