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Bank Statement Loans 90% to $1.5mm

  Only 680 Credit Score 90% to $1.5mm 70% to $2.5mm     Investor 680 Credit Score 60% to $2.5mm Investor Cash-out 720 Credit Score  65% to $1.5mm We have an incredible array of lenders, pools of private money investors and thrifts that  can fund your deal! Please do not hesitate to call on me […]

Lines of Credit 100% of Rehab

  Short Term Credit  Fix & Flip  Buy & Hold   We have an incredible array of lenders, pools of private money investors and thrifts that  can fund your deal! We are your one stop mortgage company!  Every Loan in the Book! Please do not hesitate to call on me if I may be of […]

Hardly Hard Money

    Need Cash Quick? Fast Hard Money 7 – 10 Day Close Fast Hard Money Whether it’s for a purchase, refi, fix n’ flip, etc. We can get you the money you or your client needs fast and with minimal points and fees. Check out our programs below.Fix n’ Flip Up to 85% of […]

Fast Money! Up to $10mm in 5-10 Days!

  Fund in 5-10 Days! Up to $10,000,000.   Typically without an appraisal! Valor Lending offers you, and your clients incredible service, communication and performance! We are your one stop mortgage solution company for any given loan scenario. Every Loan in the Book! Janice   858-442-1854 JLiles@ValorLending.com Loan Programs We offer every loan in the book […]

Stated Income Program

True Stated Income Program! Are you or your borrower having a tough time getting a loan due to large write-offs on taxes? I can help you with that! True Stated Income: Fico 680+ Up to 70% LTV 7/1 ARM Rates Starting in the high 4’s No Taxes / No 4506T Only 3 months bank statements […]

Private Money In a Flash

        Fast Money Bridge Loan Close in as little as 7 days! Up to 75% LTV No Doc / No DTI / Typically No Appraisal Rates Starting in the high 7’s Fix n’ Flip Program Fix n’ Flip Special 85% of Purchase 100% of Rehab 10 to 14 day close True Stated […]

Valor “True” Stated Updates

Must be self-employed Now accepting Real Estate Agents Now accepting Master Builders “True” Stated Income loan: No tax returns No W-2’s No pay stubs NO 12-24 months bank statements       Call or email me for immediate attention to your scenario! Valor Lending Group also offers literally every loan in the book! Check out […]

Cash Out Investor Stated 5.25%* $2.5mm

Stated Income 5.25% Cash Out to $2.5mm Investor   7/1 LIBOR ARM CPA Letter 2+ years in business and P & L required Business License 2+ years We have an incredible array of lenders, pools of private money investors and thrifts that we can fund your deal. Whether you are seeking a purchase, cash out […]

Low Doc $1.2mm Cash Out 5%* 30 Yr Fixed

  5% Fixed for 30 Years Bank Statement Loan Cash out refinance / Owner-Occupied No Tax Returns / No P & L  *APR 5.176%  SFR Call Janice 858-442-1854 Or email me your scenario! Always with your best interest at heart!

Fast Hard Money up to $10MM!

  Fund in 5-10 days! Nationwide!       Valor Lending offers you, and your clients incredible service, communication and performance! We are your one stop mortgage solution company for any given loan scenario. Every Loan in the Book! Call or email me your scenario today! Janice Liles /  858-442-1854 / JLiles@ValorLending.com Loan Programs We […]

What is Stated Income?

Yes! Self-employed No verification of income is required!    No Tax Returns      No 4506      No P & L California Residential Loans from $151,000. to $2.5MM @ 5.0%* Minimum credit score 721 CPA Letter verifying business ownership over 2 years & filing of 2 most recent year taxes No P&L required 12 Months reserves […]