Get a Quote
 
 

“True” Stated Income Loans up to $2.5mm

Great for Self Employed!!!! No tax returns! No W2’s No pay stub NO 12-24 months bank statements!   Must be self-employed business owner in the same location for over 2 years. Minimum FICO score of 720 for purchase (740 for cash out refinance) Requires a letter from your tax preparer. Valor Lending offers you, and […]

We have EVERY LOAN in the BOOK!

Valor Lending offers incredible service, communication and performance! Over 1,000 loan programs available for California Residential loans up to $10mm Also funding Commercial Loans throughout the Country.   We are your one stop mortgage solution company for any given loan scenario.

Stated Income Loans / 5% Down Jumbo Loans / Fast Hard Money Loans

header

  Valor Lending group offers multiple types of Stated Income Loans. We offer 5% down Jumbo Loans up to $1.5mm & 10% down Jumbo Loans up to $2.5mm We save deals! Typically funding your fast hard money loan (bridge loan) in 5 – 10 day without an appraisal.   Stated Income Loans: 1). True stated […]

Qualify for a Mortgage Using Assets

A FLEXIBLE MORTGAGE PROGRAM We have a mortgage loan program designed specifically for your self-employed borrowers.     Loans to $3mm Cash out Refinance to $2mm 3 months (or more) reserves required Debt coverage: 60 months No tax returns required Owner and Non-Owner occupied Loan amount to $3.0 million LTV up to 80% Adjustable and Fixed […]

Up to $3MM Bank Statement Loan

Perfect for business owners and self employed $3MM Loan  25% Down Owner-Occupied or 2nd Home 680 Credit Score 4.375%* – 5/1 LIBOR ARM  CAPS 2/2/5 Interest only payment option Perfect for business owners and self employed 24 Month Bank Statements * APR 4.487%  

Every Mortgage Loan In The Book!

Valor Lending Group funds every type of mortgage loan in the book! We save deals! Fast Money Bridge Loans typically closing in 7-14 days with limited docs. “Pride In Lending” Excellence. Simplicity. Limitless. Step into the new! Fast Hard Money Loans: Limited Doc Loan, typically close in 7-14 days without an appraisal. 100% Financing: We […]

Low Down Stated Income Jumbo’s

Valor Lending Group offers every type of California Jumbo loan including: *Super low rate Jumbo Loans (we beat every lender out there) *5% down Jumbo Loans up to $1.5mm (LPMI lender paid mortgage insurance) *10% down Jumbo Loan up to $2.5mm (LPMI lender paid mortgage insurance) *Stated Income Jumbo Loan up to $3mm *Fast Bridge […]

Up to $3MM INVESTOR CASH FLOW PROGRAM!

5-7 Year ARM’s 20% Down up to $1MM 600+ Credit Score No Tax Returns No DTI Calculation Only 1% DCR!!!!! Fund in as little as 21 days! Attention Investors! Stop Using Hard Money for Investment Properties **Use the cash flow from the subject property to buy an investment property** **No ownership seasoning required for cash […]

10% down jumbo loans up to $2.5mm with NO MI!

  Yes, Valor Lending Group funds 10% down jumbo loans up to $2.5mm with NO MI! Valor Lending Group also offers fast hard money with limited docs We can often close in 5-10 days without an appraisal up to $10mm. Whether you have a gas station, restaurant, industrial property or any other type of property, […]

VALOR – Doctor/Dentist/Vet Loan Program

The Doctor loan program is designed for medical professionals. Purchase or rate/term refinance of primary residence 80% LTV / 90% CLTV to $2,500,000 75% LTV / 85% CLTV to $3,000,000 Available on 3, 5 and 7 year ARM products Minimum FICO Score: 720 Maximum DTI: 47% Student debt deferred for a minimum of 12 months […]

Valor Lending Group Funds Every Type Of Loan In The Book!

Valor Lending Group funds every type of loan in the book and Saves Deals! Fast Money Bridge Loans closing in as little as 5-10 days often without an appraisal. Excellence. Simplicity. Limitless. Step into the new! Pride in Lending   Just a few of our recently Funded Loans: Commercial Land Loan in San Diego, CA […]