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Top DSCR Investment Real Estate Loan

Top DSCR Investment Real Estate Loan is a type of financing to purchase or refinance an investment property that currently or potentially cash flows. This is common tool to qualify entities or persons rental property real estate transaction. The ability to produce enough rent to completely cover their PITI payments. The higher the ratio gets, […]

No Ratio Primary Purchase or Refinance Loan

What is a No Ratio Primary Purchase or Refinance Loan? A No Ratio Primary Purchase or Refinance loan is a loan product that allows a borrower to purchase or refinance a primary residence based off of credit and reserves. No employment, no income, and no “debt to income (DTI) ratio” for qualification purposes! A borrower’s […]

What is Escrow?

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What is Escrow? | Valor Lending Group What is Escrow? Let me shine a light on your question! Simply put, escrow is the process when a neutral, third party is in charge of holding something of value—usually cash—until a transaction between a buyer and seller is complete. It also means different things for the home […]

How to qualify for a loan with just bank statements

How to qualify for a loan with just bank statements! Use your bank statements to qualify for your dream California home – what?! Tell me more – how do you qualify for your dream California home with bank statements …..When you are a business owner your Tax Returns are often not “good enough” to qualify […]

How to underwrite a multifamily property and obtain a commercial loan

How to underwrite a multifamily property like an apartment complex to secure your cash flowing apartment and obtain a commercial loan. Using all of this date you would want to underwrite the financials to ensure the property cash-flows before you submit an offer to the Broker/Seller. In general there are two main reasons commercial property […]

The Best HELOC Programs

The Best HELOC Programs | Valor Lending Group Are you interested in The Best HELOC Programs? Valor Lending Group can help you with all of your HELOC Loan needs! CALL or EMAIL A HELOC (home equity line of credit), is a type of home equity loan that allows you to draw funds as you need them and repay […]

New 1099 Income Loan Programs

New 1099 Income Loan Programs Valor Lending Group has the new 1099 income loan programs you have been searching for! Are you a self employed 1099 worker looking to acquire a mortgage loan? Valor Lending Group has got you COVERED! CALL or EMAIL 1099 Income Loan Programs A 1099 income loan program is beneficial and […]

What is Debt Service Coverage Ratio (DSCR)?

What is Debt Service Coverage Ratio (DSCR)? | Valor Lending Group What is Debt Service Coverage Ratio (DSCR)? Are you interested in learning about our popular new DSCR Investment Property Loans? In today’s market, the popularity of investment property loans is skyrocketing! Investment Property Loans help real estate investors buy and hold for rental income or […]

New Valor VA Home Loans

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New Valor VA Home Loans | Valor Lending Group CHECK OUT New Valor VA HOME LOANS FOR OUR SERVICE MEMBERS AND THEIR FAMILIES! Valor Lending Group is a proud supporter of all service members and their families. Furthermore, coming from a family of Veterans, I am a proud supporter of all service members and their families. […]

New DSCR Investment Loan Options

New DSCR Investment Loan Options | Valor Lending Group Are you a real estate investor looking for DSCR investment property loan? Valor has the programs that you have been searching for! NO TAX RETURNS REQUIRED! EMPLOYMENT NOT REQUIRED! NO INCOME REQUIRED! A DSCR investment property loan is a type of non-QM loan that it beneficial […]

Top Commercial Real Estate Loans

Finding the Top Commercial Real Estate Loans is in an entirely different category than residential lending. Commercial property loans are often vastly different than loans for residential properties. Although they both pertain to real property, commercial loans are simply more complicated than residential loans. There are two main reasons commercial property loans are so different from […]