Need a loan to build your dream home?
Want to build a home in California and need a loan? Look no further than Valor Lending Group, we can help you fund the ground-up construction of a custom or spec home. Our lenders are willing to allow high Loan to Cost ratios to help you cover all your construction expenses. Contact us today […]
Valor Lending can help fund your next construction project!
We love to see a project go from start to finish especially the ones being build from the ground up! If you are planning an upcoming project, use this simple formula to estimate your max loan amount: Cost of Land + Construction budget = Total Project Cost Total project cost X 80% = Max loan […]
Do you have a Loan Scenario you need funded?
If you or your client need funding Valor Lending Group has 1000+ loan products to meet your specific needs. Whether you need a Fast Hard Money 5-10 day close, a Full Doc Loan with super low rates, Stated Income, Limited or No Doc, we have a program for you. We […]
Valor Lending Group Offers Hard Money Loans as Low as 6.99%*
Valor Lending Group can fund your fast hard money loan up to $10mm in as little as 10 days often times without an appraisal. Interest only payments no pre-payment penalty 1, 2, or 3 year terms for investment properties 11 month term for owner occupied Purchase: 72% LTV max Refinance 65% LTV max Rates vary between 6.99% to 11% depending on the 3 most important factors: […]
What goes on during the Underwriting Phase?
You shopped around and got a few quote from a lender that you like and the loan officer tells you that you are pre-qualified. The loan officer puts together the submission packet and give it to the lender who now says you are pre-approved. What’s the difference? Check out a recent blog post to learn […]
Mutually Beneficial Partnership

Hello, My name is Christopher Lapping. I am a Loan Originator for Valor Lending Group, located in Diamond View Tower at Petco Park. I am reaching out to you today with hopes of developing a lasting business relationship that will benefit us both in the years to come. I’m sure you have heard every Loan […]
What documents need a WET SIGNATURE in the loan process?
***UPDATE: Thank you to my readers that reply back with helpful feedback. We actually work with a few lenders that don’t need all these docs to have a wet signature but apparently the rule varies from lender to lender. You can assume that most lenders with require all or most of these docs to have […]
Do You or Your Clients Need Funding?
If you or your client need funding Valor Lending Group has 1000+ loan products to meet your specific needs. Whether you need a Fast Hard Money 5-10 day close, a Full Doc Loan with super low rates, Stated Income, Limited or No Doc, we have a program for you. […]
Less Documentation, Faster Closing, More Opportunity
Valor Lending Group “Pride in Lending” Excellence. Simplicity. Limitless. Step into the new! Non-QM Products EXCEPTIONS ENTERTAINED / LESS THAN 30 DAY CLOSING / ACCEPT TRANSFERRED APPRAISALS* Primary & Second Homes Up to 90% LTV DTI over 50% Considered LOan AMounts up to $10MM FICO Scores Down to 600 No Seasoning on […]
Investors are making moves with 1031 Exchange
Investors are making moves in the Real Estate market through the 1031 exchange program. By using the 1031 Exchange, Investors are able to sell one property in exchange for a like-kind property and are able to defer the capital gains tax liability. Valor Lending Group can help to facilitate the exchange from start to finish […]
Let’s Get Your Client’s Funded. Hard Money in 5-10 days, California Residential up to $10mm, Nationwide Commercial up to $100mm
At Valor Lending Group we have over 1,000+ loan programs available. That means that we most likely have a good option for you or your clients. If I don’t have a program that fits your needs I will take the extra time to do some research and point you in the right direction or refer […]