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Investment Property No-Ratio Loans | Up to 85% LTV

  Valor Lending Group’s Investor Cash Flow mortgage program allows you to qualify clients based on personal credit and property cash flow.  No personal income required to qualify, no need to submit income statements or tax returns. Best for investors looking for non-bank financing solutions for 1-4 Unit Rental Properties   Investor Cash Flow (DSCR) Program Highlights […]

California Bank Statement Deposit Loans | Up to 90% LTV

  1-4 Units Bank Statement Deposit Loans–We can fund your loan without tax returns or W2s! All you need is sufficient qualifying deposits on either your personal or business bank statements. You can also qualify based on 1099s.  **UPDATE: Now only 12 months self-employment needed to qualify   Bank Deposit Loan Program Highlights Only 12-months […]

Nationwide Commercial Stated Income Loans | Up to 80% LTV

    Great option for investors and business owners who are not able to disclose certain information or whose properties are more valuable than a tax return might show.     Commercial Stated Income Loan Program Highlights:  Purchase, Refinance, Cash-Out Up to 80% LTV Only 650 Credit Score Required No Tax Returns Required No 4506T […]

Nationwide Investment Property No-Ratio Loans | Up to 85% LTV | No Income Required

Valor Lending Group’s Investor Cash Flow mortgage program allows you to qualify clients based on personal credit and property cash flow.  No personal income required to qualify, no need to submit income statements or tax returns. Best for investors looking for non-bank financing solutions for 1-4 Unit Rental Properties   Investor Cash Flow (DSCR) Program Highlights No […]

90% of the acquisition and rehab cost | Fix & Flip Loans | 2 Week Close

As specialists in funding fix and flip loans, we at Valor Lending Group know there is enough to worry about in a rehab project. From difficult to estimate labor / materials expenses to uncooperative weather, rehabbing always comes with a unique set of challenges. That’s why we have funding solutions that are transparent, streamlined, and […]

Why Use Valor Lending As Your Mortgage Broker

Why Use a Mortgage Broker? Broker’s are independently trained professionals licensed to represent and provide you with the best advice for your mortgage and financing needs. Brokers primary expertise is locating funding for mortgage financing. We know where the best rates can be found because we have the benefit of dealing with multiple lenders at […]

Up to 80% LTV | NOO Bridge Loans | Fast Close

  NOO | INVESTMENT PROPERTY BRIDGE  PROGRAM: 7.99%* | Interest Only Payments | 1-2 year loan | NO Prepayment Penalty | Up to 80% LTV   Valor Lending Group is your source for hard money financing when banks are not an option or you just need to close in a short period of time. We […]

Investor Bridge Loans | 1 – 4 Units | 7.99% | 80% LTV

NEW INVESTMENT PROPERTY BRIDGE  PROGRAM: 7.99%* | Interest Only Payments | 1-2 year loan | NO Prepayment Penalty | Up to 80% LTV Valor Lending Group also offers literally every loan in the book! Check out our programs below and please do not hesitate to call on me for any scenarios. I look forward to […]

Stated Income Loans | Self Employed | Business Owners

We can fund your loan without tax returns or W2s–For self-employed borrowers in business for at least 2 years, all you need is sufficient qualifying deposits on either your personal or business bank statements. You can also qualify based on your 1099s! Valor Lending Group offers multiple types of Stated Income & Bank Statement Loan […]

UPDATE: Investor Cash Flow (DSCR) Loans up to 85% LTV

  Valor Lending Group’s Investor Cash Flow mortgage program allows you to qualify clients based on rental analysis to determine property cash flow. No personal income required to qualify, no need to submit income statements or tax returns.     Investor Cash Flow (DSCR) Program Highlights No personal income used to qualify (no job or income listed […]

Bank Statement Program | 10% Down | Up to $1.5M

  Bank Statement Loan Program Now only 680 Credit Score Required  90% LTVs/CLTVs up to $1.5M       PROGRAM HIGHLIGHTS • No tax returns/4506T • Minimum 600 FICO • DTI up to 55% with a minimum 680 FICO • LTV up to 90% with a minimum 680 FICO • 12 months of bank statements […]