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90% of the acquisition and rehab cost | Fix & Flip Loans | 2 Week Close

As specialists in funding fix and flip loans, we at Valor Lending Group know there is enough to worry about in a rehab project. From difficult to estimate labor / materials expenses to uncooperative weather, rehabbing always comes with a unique set of challenges. That’s why we have funding solutions that are transparent, streamlined, and […]

*NEW* Only ONE Year Self-Employed Needed to Qualify!

  Stated Income Loans | Use Personal or Business Bank Statements  *NEW* Only ONE Year Self-Employed Needed to Qualify!     W-2 Co-borrower Income Allowed No Tax Returns No W-2s *Interest Only Available* up to 90% LTV (30 or 40 YR term available) Give me a call for immediate attention to your scenario Valor Lending […]

Investor Bridge Loans | 1 – 4 Units | 7.99% | 80% LTV

NEW INVESTMENT PROPERTY BRIDGE  PROGRAM: 7.99%* | Interest Only Payments | 1-2 year loan | NO Prepayment Penalty | Up to 80% LTV Valor Lending Group also offers literally every loan in the book! Check out our programs below and please do not hesitate to call on me for any scenarios. I look forward to […]

Stated Income Loans | Self Employed | Business Owners

We can fund your loan without tax returns or W2s–For self-employed borrowers in business for at least 2 years, all you need is sufficient qualifying deposits on either your personal or business bank statements. You can also qualify based on your 1099s! Valor Lending Group offers multiple types of Stated Income & Bank Statement Loan […]

Bank Statement Program | 10% Down | Up to $1.5M

  Bank Statement Loan Program Now only 680 Credit Score Required  90% LTVs/CLTVs up to $1.5M       PROGRAM HIGHLIGHTS • No tax returns/4506T • Minimum 600 FICO • DTI up to 55% with a minimum 680 FICO • LTV up to 90% with a minimum 680 FICO • 12 months of bank statements […]

Just When You Thought Rates wouldn’t Go Any Lower

Mortgage rates were already in great shape on Friday after having fallen to the lowest levels since November 2016.  Rather than draw inspiration from the week’s big ticket events (Fed announcement and jobs report), the biggest source of inspiration was a flare-up in trade tensions following Trump’s announcement of new tariffs on Chinese imports.  Trade war […]

Bank Statement Options

Check out the new updated Bank Statement Program because we understand that there isn’t just one way to make a transaction work.       Call or email me for immediate attention to your scenario! Valor Lending Group also offers literally every loan in the book! Check out more information on our programs CLICK HERE and please […]

Commercial Loans | Up To $500M Loan Size

  Frank Caruso with Valor Lending Group funds commercial loans for nearly every type of commercial property throughout the Continental US and Beyond! We have an incredible array of lenders, pools of private money investors and thrifts that we can fund your deal through.   Whether you are seeking a purchase, cash out refi or […]

Cash Out Refinance | Investment Property Purchase | Close in 2 Weeks

  NEW INVESTMENT PROPERTY BRIDGE  PROGRAM: 7.99%* | Interest Only Payments | 1-2 year loan | NO Prepayment Penalty | Up to 80% LTV Valor Lending Group can fund your HARD MONEY up to $10MM in as little as 10 days !   Valor Lending Group has access to billions to fund your next transaction. […]

Mortgage Rates Fall Again as Lenders Play Catch Up

Mortgage rates were lower again today.  The improvement was fairly decent given the amount of movement seen in the bond market.  The reason for that has to do with the phenomenon we discussed on Friday whereby mortgage lenders are generally a bit cautious when it comes to adjusting rate sheets to keep pace with bond market movement.  […]