Top Hard Money Loans

Top Hard Money Loans

3 Options | Valor Lending Group | Typically without an appraisal**

 

 

 

Are you looking for a short-term financing solution?

A hard money loan is the loan for you.

It is not like a traditional loan, you can not get one through just any conventional lender,

most traditional lenders do not offer hard money loans.

Valor Lending Group has the right connections to get you the top hard money loans locked and loaded for you today.

 

 

Top Hard Money Loans 

First we have our Valor Bridge Owner Occupied:

Do you need to pull cash out of your primary residence for a business purpose?

  • Property being used as the borrower primary residence
  • terms of up to 11 months
  • Max LTV of 72% on 1st TD | Max CLTV 65% on 2nd TD
  • No Prepayment Penalty
  • Interest Only starting in the 9s

*Owner occupied for California Properties ONLY

Valor Investment Property | Non owner occupied:

Property being used as the borrowers investment property

  • Terms 1 to 2 year
  • Max LTV of 80% | note: Are you buying below market value? We can use the higher “as is” value with as little as 10% down!
  • No Prepayment Penalty
  • Interest Only starting in the 7s

Valor Cross- Collateral Loan:

Do you have a portfolio with properties that have available equity? 

  • Leverage for 100% financing when crossing other real estate owned at 65% CLT for 100% Financing
  • Terms of 1-2 years
  • Max CLTV of 65%
  • No Prepayment Penalty
  • Interest Only starting in the 9s

**no Appraisal Subject to lender discretion on a case by case basis

Needs for Quote (email Stefanie the following):

  1. Property Address:
  2. Purchase Price (for Purchase):
  3. Property “as is” Value:
  4. Current Balance (for Refinance):
  5. Total Monthly Rents (confirm if long term or short term Airbnb leases):
  6. Monthly Taxes and Insurance:
  7. Approx Credit Score:
  8. Vesting in and Entity or Individual name:

Other Programs Available | San Diego Hard Money Loans

  • Hard Money Loans
  • Fix and Flip Loans
  • Commercial Loans
  • Save your Deal | We Save Deals

 

We are never too busy for your referrals!

 

For the most up to date mortgage news visit: Mortgage News Daily

About the Author

Stefanie Prescher

VP of Lending Division | Jr. Partner
CA DRE# 01970140
NMLS# 463609
Valor Lending Group
"Pride in Lending"
Petco Park
Diamond View Tower
350 10th Ave - 10th Floor
San Diego, CA
Direct: (616) 485-8784
Office: (619) 810-0088
Fax: (619) 255-0602
web: www.valorlending.com
smprescher@valorlending.com

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