Top Jumbo Loans San Diego

 

Top Jumbo Loans San Diego 

Valor Lending Group 

Taco may be small in size but don’t let that fool you, he has a JUMBO personality!

 

 

Valor Lending group features the very best California jumbo loans up to $7M.

California is skyrocketing with jumbo loan financing! Today Jumbo loans remain one of the most popular loans in high-cost locations like San Diego. A Jumbo loan is a loan that exceeds the conforming loan limit. For San Diego county the loan limit is currently $753,250 for 1 unit single-family homes.  

We offer full documentation low rate loans, stated income loans, and hard money loans up to $5,000,000. Our borrowers choose from 5, 7, 10 year ARMs or 30 year fixed rate loans. Most often with our full doc low rate loans our services are ‘free’ of charge to the borrower. Some homeowners consider getting a Jumbo Loan because interest rates are so low, and you can get more bang for your buck! With a 10% down Jumbo Loan you will not be required to pay for monthly mortgage insurance. 

What is a Jumbo Loan?

A Jumbo Loan is one that exceeds the county guidelines for conforming and high balance conforming loan limits set by Fannie Mae and Freddie Mac. (Check your county limits here)

Because Valor has a number of full document financing solutions for purchase, refinance, and cash out Jumbo Loans, we have options to allow you to secure and maintain the luxury property of your dreams.

How Do You Qualify For A Jumbo Loan?

You qualify for a Jumbo Loan in the same way as a conventional or high balance loan, with full documentation, such as 2 years tax returns, W2s, most recent pay stubs, etc.

Valor Jumbo Loan Program Highlights:

• Up to 80% LTV
• Max Loan Up to $10M (Most lenders cap at $2M-$3M)
• Flexible Guidelines
• 15, 20, 25 & 30 Year Fixed Interest Rates
• Valor boasts the very best communication, service, rates and performance in the industry
• Valor ensures the very best pricing by shopping with many direct lenders so you don’t have to!

Who Is A Jumbo Loan Right For?

At Valor Lending Group, we have Jumbo Loans perfect for the high income and strong asset borrower who is looking to buy or refinance a luxury home in high end markets.

In addition, we also offer full documentation low rate loans, stated income loans, and hard money loans.

How to find the Top Jumbo Loans San Diego | Valor Lending Group

 

We also offer:

• Bank Statement Loans
• Hard Money Loans
• FHA Loans
• Doctor/Dentist/Vet Loans
• VA Loans

 

Call or email me for immediate attention to your scenario!

Valor Lending Group can fund your fast-hard money loan up to $10mm in as little as 7 days often without an appraisal.

Valor Lending Group also offers literally every loan in the book! Please do not hesitate to call or email me with any scenarios.  I look forward to an opportunity to demonstrate my prompt and professional service.

 

Recap of our Loan Products:

1. Hard Money Loans (20% down / minimal documentation) Typically Fund in 7-10 days.
2. Stated Income Loans (Great for business owners and self employed ) No tax returns!
3. 100% financing is available (we can cross collateralize other properties if there is enough equity)
4. Valor VA Home Loan 100% financing up to $1.5MM
5. Rental Property Loan – No tax returns or DTI calculation! Based on subject property cash flow – No DSCR Coverage needed!
6. Flipper & Rehab Loans (Flip a property with one of our many options)
7. 2nd Position Loans up to $5mm
8. Raw Land & Lot Loans
9. Ground up Construction for spec homes, custom homes and commercial ground up.
10. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
11. 5% down Jumbo’s with NO MI up to $2mm / 10% down up to $3mm
12. Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
13. Acreage Properties
14. Commercial Loans up to $500mm
15. 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
16. Foreign Nationals Loans (no social security or residency required)

We also offer:

1. Conventional Conforming Loans (under $510,400)
2. High Balance Conforming (from $510,400-$765,600)
3. Jumbo Loan Financing to $10 Million / Super low rates! / 10% down Jumbo to $3mm
4. FHA, USDA
5. Reverse mortgages up to $1 Million Value
6. Cash Out Refinancing

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Check out more of what we offer. Check out Valor’s Mortgage News to learn more!