Find the Best Construction Loans in California | Valor Lending Group

At Valor Lending Group, I proudly offer a diverse range of financing solutions tailored to meet the unique needs of builders and investors. If you’re searching for reliable and flexible loan options, Find the Best Construction Loans in California with my expert guidance.

Whether your project involves flipping a property, building a custom home from the ground up, or embarking on a commercial construction venture, I provide personalized solutions designed for success. Our loan programs include:

• Fix and Flip Loans: Perfect for investors seeking quick funding to purchase and renovate properties for resale
• Ground-Up Spec Home Loans: Ideal for builders planning to construct spec homes for profit
• Custom Home Construction Loans: Tailored for individuals or contractors building their dream homes from the ground up
• Commercial Construction Loans: Designed for large-scale commercial developments, offering competitive terms and fast approvals

At Valor Lending Group, I simplify the lending process, offering expert advice, efficient application procedures, and clear communication every step of the way. My goal is to help you maximize profitability and streamline your construction journey.

Call me directly today at 949-887-3728 to discuss your goals, and let me help you find the perfect loan to turn your vision into reality!

Find the Best Construction Loans in California – Spec Homes

I specialize in connecting clients with the Best Construction Loans in California, offering exceptional financing solutions for spec home projects across the nation, with a primary focus on California.

• Unmatched Leverage: Finance up to 80% of the total project cost
• Competitive Rates
• Hassle-Free Processing: Simplified and efficient loan procedures
• Experience-Based Perks: The more experience you bring, the better the financing terms

Contact me today to discuss your Spec Home goals, and let’s bring your vision to life with unparalleled support!

Discover the Best Construction Loans in California – Custom Home

Building your dream home is easier with access to the Best Construction Loans in California, tailored specifically for custom home projects nationwide.

• Superior Leverage: Up to 90% financing of the total project cost
• Flexible Terms: Options include forward lock, one-time close, and 30-year terms

Let me help you turn your custom home dream into reality with a loan that fits your needs perfectly. Contact me today for expert advice and tailored solutions.

Maximize Your Fix and Flip Projects with Expert Loans

For investors looking to renovate and resell, I offer funding options that stand out as the Best Construction Loans in California for fix and flip ventures.

• Exceptional Financing: Cover up to 90% of the purchase price and 100% of the renovation budget.
• Streamlined Processing: Efficient, straightforward loan management.

Reach out to me today to discover how I can finance your fix and flip success.

Reliable Financing for Fix and Hold Projects

For those building a rental portfolio, I provide tailored funding options designed to secure and renovate properties effectively.

• Flexible Financing Solutions: Tailored to maximize your rental property goals
• Expert Guidance: I’m here to simplify the process and help you every step of the way

Best Commercial Construction Loans in California

If you’re embarking on a commercial ground-up development, I offer funding options that are second to none.

• Diverse Solutions: From mixed-use projects to office spaces, financing is designed for your needs
• Personalized Support: Expert guidance through every stage of the loan process

Reach out to explore the Best Construction Loans in California, and let’s bring your commercial project to life.

Recently Funded | Valor Lending Group

$1,044,550 Loan amount | Private Money Bridge Loan | Purchase | 65% LTV | Murrieta, CA
$1,900,000 Loan amount | Full Doc Jumbo Loan | Cash Out Refi | 31% LTV | Mirage, CA
$1,430,000 Loan amount | 24 Month Bank Statement Loan | Purchase | 65% LTV | Phoenix, AZ
$2,625,000 Loan amount | Ground up Construction Loan | Purchase | 65% LTV | Malibu, CA
$1,905,000 Loan amount | Fix and Flip Loan | Purchase | 90/100 LTV | Palos Verde, CA
$2,645,000 Loan amount | Ground up Spec Construction Loan | Purchase | 65% LTV | Palm Springs, CA
$712,500 Loan amount | DSCR Loan | Cash Out Refi | 75%LTV | 70% LTV 
$4,013,750 Loan amount | Full Doc Jumbo Loan | Rate& Term Refi | 75% LTV | Newport Beach, CA
$592,500 Loan amount | DSCR Loan | Purchase | 75% LTV| Seattle, WA
$1,950,000 Loan amount | Private Money Bridge Loan | Cash Out Refi | 70% LTV | Berkeley, CA
$3,100,000 Loan amount | 12 Month Bank Statement Loan | Purchase | 43% LTV | Coronado, CA
$1,790,000 Loan amount | Private Money Bridge Loan | Cash Out Refi | Berkeley, CA
$1,008,000 Loan amount | Full Doc Jumbo Loan | Purchase| 80% LTV | Anaheim, CA
$1,740,000 Loan amount | Private Money 2nd Position Bridge Loan | Cash Out Refi |61% CLTV | Berkeley, CA
$4,775,000 Loan amount | Private Money Bridge Loan | Cash Out Refi | 62% LTV
$505,000 Loan amount | Full Doc FNMA Loan | Purchase | 85% LTV! | Ventura, CA
$2,100,000 Loan amount | Private Money Bridge Loan | Cash Out Refi | 51% LTV | S. Carolina

And many more.

We do them all, so give me a call!

Recap of Our Loan Products:

1. Private Money Loans (20% down / minimal documentation) Typically, funds in 7-10 days
2. Stated Income Loans (Great for business owners and self-employed) No tax returns!
3. 100% financing is available (we can cross-collateralize other properties if there is enough equity)
4. Valor VA Home Loan 100% financing up to $2.5MM
5. Investor Cash Flow Loan – No tax returns or DTI calculation! Based on the subject property’s cash flow
6. Flipper & Rehab Loans (Flip a property with one of our many options)
7. 2nd Position Loans up to $5MM
8. Raw Land & Lot Loans
9. Ground-up Construction for spec homes, custom homes, and commercial ground-up.
10. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
11. 10% down Jumbo’s up to $1.5MM
12. Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
13. Acreage Properties
14. Commercial Loans up to $500MM
15. 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
16. Foreign Nationals Loans (no social security or residency required)

We Also Offer:

1. 10, 15, 20, 25, 30 years Fixed, Conventional Conforming Loans
2. High Balance
3. Jumbo’s to $10 MM / 10% down Jumbo to $1.5MM
4. FHA, USDA
5. ARM’s
6. Reverse mortgages up to $1MM Value
7. Refinance including Cash Out

**Rates and terms are subject to change without notice