Unlock Deals With Florida Private Money Loans | Valor Lending Group
Unlock Deals With Florida Private Money Loans, and get flexible financing for your next real estate investment. Whether you’re flipping a property, purchasing a rental, or seizing a time-sensitive deal, private money loans offer fast approvals and fewer hurdles than traditional financing. If you’ve struggled with strict bank requirements or just want to move quickly, private money could be your ideal solution.
I’m here to guide you every step of the way.
At Valor Lending Group, I specialize in connecting real estate investors with trusted private lenders across Florida, Arizona, and California. With our expertise and extensive lender network, I’ll help you secure the funding you need to close deals fast – no unnecessary delays, no red tape. Whether you’re a seasoned investor or new to the game, I’ll help you navigate your options so you can confidently move forward with your investment goals.
Ready to discover how private money can help you build wealth and grow your portfolio? Let’s dive into how these unique loans work and why they’re the go-to option for smart Florida investors.
Call me, Hayden Madison, directly today at 858-349-6315, or email me at hmadison@valorlending.com
Unlock Deals With Florida Private Money Loans: Fast, Flexible, and Tailored for Investors
If you’re an investor or homeowner in Florida looking for quick and flexible financing options, private money loans could be the ideal solution for you. These loans offer a streamlined process that’s faster than traditional financing, allowing you to secure funds quickly for investment properties, renovations, or even pulling cash out of your primary residence.
Top Florida Private Money Loan Options
1. Valor Bridge Owner Occupied
- Ideal for: Homeowners who need to pull cash out of their primary residence for a business purpose
- Key Features:
- Terms up to 11 months
- Max Loan-to-Value (LTV) of 75% on 1st TD, 65% on 2nd TD
- No prepayment penalty
- Available in Arizona, California, and Florida
2. Valor Investment Property | Non-Owner Occupied
- Ideal for: Investors looking to finance non-owner-occupied properties
- Key Features:
- Terms from 1 to 5 years
- Max LTV of 80%
- No prepayment penalty
3. Valor Cross-Collateral Loan
- Ideal for: Investors with multiple properties and available equity.
- Key Features:
- No appraisal is required (subject to lender discretion)
- Leverage for 100% financing by crossing other real estate owned at 65% CLTV
- Terms from 1 to 2 years
- No prepayment penalty
Why Private Money Loans Are a Great Option
Private money loans are quickly becoming the go-to financing option for real estate investors due to their flexibility, speed, and minimal documentation requirements. They offer a streamlined process that’s faster than traditional loans, which is perfect for those needing quick access to cash. Whether you’re financing a property purchase, funding a renovation, or pulling equity out of a primary residence, these loans can give you the purchasing power you need without the lengthy approval process. Plus, they’re a great option if you’re working on a value-add project or need an alternative to traditional bank financing.
Pros of Private Money Loans:
- Speed: Get your funds quickly, perfect for time-sensitive projects
- Flexibility: Tailored to short-term financing needs with terms designed to fit your project’s timeline
- Ideal for Rehab: A great option for financing property renovations and value-added projects
- Credit Flexibility: Less emphasis on credit scores, ideal for those who may have less-than-perfect credit
- Minimal Documentation: Less paperwork compared to traditional bank loans
- Interest-Only Payments: Available, making it easier to manage cash flow
Cons of Private Money Loans:
- Larger Down Payment: You may be required to put more money down upfront
- Higher Costs: Generally more expensive than conventional loans due to the speed and flexibility
- Balloon Payment: Be prepared for a lump-sum payment at the end of the loan term; this isn’t an issue for savvy investors with a solid exit strategy
Bottom Line:
Private money loans offer investors in Florida the opportunity to move quickly and access the funds they need with flexible terms. Whether you’re financing a property purchase or renovation or utilizing equity in an existing portfolio, these loans provide fast access to cash with no prepayment penalties. Ready to explore your options?
Call me directly at 858-349-7538, or email me at hmadison@valorlending.com to discuss how private money loans can benefit your real estate investments!
VALOR LENDING GROUP OFFERS EVERY MORTGAGE LOAN IN THE BOOK!
At Valor Lending Group, I’m ready to help you achieve your investment goals.
Call me directly at 858-349-7538, and turn your dreams into reality today!
Recently Funded | Valor Lending Group
$1,044,550 Loan amount | Private Money Bridge Loan | Purchase | 65% LTV | Murrieta, CA
$1,900,000 Loan amount | Full Doc Jumbo Loan | Cash Out Refi | 31% LTV | Mirage, CA
$1,430,000 Loan amount | 24 Month Bank Statement Loan | Purchase | 65% LTV | Phoenix, AZ
$2,625,000 Loan amount | Ground up Construction Loan | Purchase | 65% LTV | Malibu, CA
$1,905,000 Loan amount | Fix and Flip Loan | Purchase | 90/100 LTV | Palos Verde, CA
$2,645,000 Loan amount | Ground up Spec Construction Loan | Purchase | 65% LTV | Palm Springs, CA
$712,500 Loan amount | DSCR Loan | Cash Out Refi | 75%LTV | 70% LTV
$4,013,750 Loan amount | Full Doc Jumbo Loan | Rate& Term Refi | 75% LTV | Newport Beach, CA
$592,500 Loan amount | DSCR Loan | Purchase | 75% LTV| Seattle, WA
And many more.
Every Project, Every Loan – Let’s Build Your Success Together!
Call me, Hayden Madison, today at 858-349-7538, or email me at hmadison@valorlending.com
Recap of Our Loan Products:
- Private Money Loans (20% down / minimal documentation) Typically, funds in 7-10 days
- Stated Income Loans (Great for business owners and self-employed) No tax returns!
- 100% financing is available (we can cross-collateralize other properties if there is enough equity)
- Valor VA Home Loan 100% financing up to $2.5MM
- Investor Cash Flow Loan – No tax returns or DTI calculation! Based on the subject property’s cash flow
- Flipper & Rehab Loans (Flip a property with one of our many options)
- 2nd Position Loans up to $5MM
- Raw Land & Lot Loans
- Ground-up Construction for spec homes, custom homes, and commercial ground-up.
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- 10% down Jumbo’s up to $1.5MM
- Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
- Acreage Properties
- Commercial Loans up to $500MM
- 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
- Foreign Nationals Loans (no social security or residency required)
We Also Offer:
- 10, 15, 20, 25, 30 years Fixed, Conventional Conforming Loans
- High Balance Conforming aka Super Conforming
- Jumbo’s to $10 MM / 10% down Jumbo to $1.5MM
- FHA, USDA
- ARM’s
- Reverse mortgages up to $1MM Value
- Refinance including Cash Out
**Rates and terms are subject to change without notice
