Date

Valor’s Rental Loan Program | Are You a Residential Real Estate Investor? Use the Investment Property Cash Flow to Qualify with a Valor Rental Loan!

Don’t let rising rate prevent you from acquiring more investment properties! We have solutions to access capital through a refinance with rate that will let your properties cash flow.

Valor’s Rental Loan Program:

• No Tax Returns
• No Employment Required
• No Income Required
• No Debt to Income Ratio Calculated
• Cash Flow based on Subject Property
• SFR, Condo and 1-4 Unit
• Rates start in the 4’s
• Up to 80% LTV on Purchase and R/T Refinance
• Up to 75% LTV on Cash out Refinance

Needs for Quote (email Olivia the following):

1. Property Address:
2. Purchase Price (for Purchase):
3. Current “as is” Value:
4. Current Balance (for Refinance):
5. Current Monthly Rents (confirm if long term or short term Airbnb leases):
6. Monthly Taxes and Insurance:
7. Approx Credit Score:
8. Vesting in and Entity or Individual name:

Other Programs Available:

• Hard Money Loans
• Fix and Flip Loans
• Commercial Loans
• Save your Deal | We Save Deals

We look forward to working with you and are NEVER TOO BUSY FOR YOUR REFERRALS !

Call or email me for immediate attention to your scenario!

Valor Lending Group can fund your fast-hard money loan up to $10mm in as little as 7 days often without an appraisal.

Valor Lending Group also offers literally every loan in the book! Please do not hesitate to call or email me with any scenarios.  I look forward to an opportunity to demonstrate my prompt and professional service.

Recap of our Loan Products:

1. Hard Money Loans (20% down / minimal documentation) Typically Fund in 7-10 days.
2. Stated Income Loans (Great for business owners and self employed ) No tax returns!
3. 100% financing is available (we can cross collateralize other properties if there is enough equity)
4. Valor VA Home Loan 100% financing up to $1.5MM
5. Rental Property Loan – No tax returns or DTI calculation! Based on subject property cash flow – No DSCR Coverage needed!
6. Flipper & Rehab Loans (Flip a property with one of our many options)
7. 2nd Position Loans up to $5mm
8. Raw Land & Lot Loans
9. Ground up Construction for spec homes, custom homes and commercial ground up.
10. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
11. 5% down Jumbo’s with NO MI up to $2mm / 10% down up to $3mm
12. Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
13. Acreage Properties
14. Commercial Loans up to $500mm
15. 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
16. Foreign Nationals Loans (no social security or residency required)

We also offer:

1. Conventional Conforming Loans (under $510,400)
2. High Balance Conforming (from $510,400-$765,600)
3. Jumbo Loan Financing to $10 Million / Super low rates! / 10% down Jumbo to $3mm
4. FHA, USDA
5. Reverse mortgages up to $1 Million Value
6. Cash Out Refinancing

Google Reviews

Check out more of what we offer. Check out Valor’s Mortgage News to learn more!

Email Olivia owilberg@valorlending.com