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Valor Lending offers incredible service, communication and performance!

Over 1,000 loan programs available for California Residential loans up to $10mm. Also funding Commercial Loans up to $500 Million throughout the Country.

We are your one stop mortgage solution company for any given loan scenario.

Recap of our Loan Products:

1). Stated Income Loans (Great for business owners and self employed )

2). Foreign Nationals Loans (no social security or residency required)

3). Hard Money Loans (30-50% down / minimal documentation) Fund in 7-10 days.  OFTEN TIMES WITHOUT

APPRAISAL

4). Raw Land and Construction (Bridge Loans) including Spec Home!

5). 5% down Conventional (Lender paid PMI)

6). Residential Income/Investment Property (including Mixed Use) Purchase and Refinance Loans

7). Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)

8). Flipper Loans (Flip a property with one of our many options)

9). 10.1% down Jumbo’s with NO MI up to $2.5mm

10). Manufactured Housing / Mobile Homes (20% down / 620+ credit score)

11). Acreage Properties

12). Commercial Loans up to $500mm

We also offer:

1). 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $417k)

2). High Balance Conforming aka Super Conforming (from $417k-$625k)

3). Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $2.5mm

4). FHA, VA, USDA

5). ARM’s

6). Reverse mortgages up to $10 Million Value

7). Refinance including Cash Out

I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters.

Please do not hesitate to call on me if I may be of service in any way!