We Live for the Challenge! | Valor Lending Group
We live for the challenge to bring a “dead deal” back to life! There is no deal to challenging that we will not take on! Our pride will roar through the ups and downs of your deal to get it closed for you as fast as your brought it to us!
The seller issued a notice to perform when the other lender failed to perform. We submitted this $1,500,000 loan at 12:37pm and had loan docs in escrow by 4:47pm same day. Nationwide Fast Hard Money Loans.
We save deals!
That’s what we do.
Fast Hard Money Loans.
Valor Lending Group features every loan in the book!
CONTACT ME TODAY!
Check out our Bridge Loan Programs
Bridge Loans
- Straight Bridge Loans
- 2nd Position Bridge Loans
- Consumer Bridge Loans
- Cross Collateral Bridge Loans (100% financing)
- Fix-n-Flip Bridge Loans
- Fix-n-Hold Bridge Loans
Check out our “no tax return” loan programs
Instead of using tax returns, W-2’s and pay stubs, our bank statement loan uses the total deposits into your bank account and calculates the income over a 12 to 24 month period.
Stated Income Loans
- Rates in the low 5’s for top qualifying scenario’s
- Loans up to $3M
- No tax returns
- Close in 21-30 days
- Purchase, refinance and cash out refi
- Must be self employed or business owner
Rental Property Loans
- Rates starting in the 4’s for best execution rental property loans
- Loans up to $5M
- No DTI requirements for non owner occupied transactions – based upon subject property cash flow
- Close in 21-30 days
- Purchase, refi and cash out refi
Hard Money Jumbo Loans
- Rates start in the 6’s for California metropolitan properties
- Loans up to $20M
- No DTI requirements for non owner occupied transactions
- Close in 5-14 days
- Purchase, refinance and cash out refi
If you would like more details on qualification and requirements, I am available to answer any questions you may have.
Recap of our Loan Products:
- Hard Money Loans (20% down / minimal documentation) Typically Fund in 7-10 days.
- Stated Income Loans (Great for business owners and self employed ) No tax returns!
- 100% financing is available (we can cross collateralize other properties if there is enough equity)
- Valor VA Home Loan 100% financing up to $1.5MM
- Rental Property Loan – No tax returns or DTI calculation! Based on subject property cash flow – No DSCR Coverage needed!
- Flipper & Rehab Loans (Flip a property with one of our many options)
- 2nd Position Loans up to $5mm
- Raw Land & Lot Loans
- Ground up Construction for spec homes, custom homes and commercial ground up.
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- 5% down Jumbo’s with NO MI up to $2mm / 10% down up to $3mm
- Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
- Acreage Properties
- Commercial Loans up to $500mm
- 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
- Foreign Nationals Loans (no social security or residency required)
We Also Offer
- Conventional Conforming Loans (under $510,400)
- High Balance Conforming (from $510,400-$765,600)
- Jumbo Loan Financing to $10 Million / Super low rates! / 10% down Jumbo to $3mm
- FHA, USDA
- Reverse mortgages up to $1 Million Value
- Cash Out Refinancing
**Rates and terms subject to change without notice
We are never too busy for your referrals.
For the most up to date mortgage news visit: Mortgage News Daily
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