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Yep!

We’ve Got It!

It’s not a Mystery!

Don’t get to the end and find out you don’t have a deal!

Ask me!

You ask why?

I’ll tell You!

We are partnered with over 100 direct lenders, multiple pools of private investors, 2 thrifts that fund on Wall Street, a hedge fund with billions to lend, and 21 Life Companies.

Please do not hesitate to call if I may be of service in any way!

Always at your Service!

Janice

858-442-1854

JLiles@ValorLending.com

Licensed CA Real Estate Broker since 2000

Recap of our Loan Products: 

  1. Hard Money Loans (20% down / minimal documentation) Typically Fund in 7-10 days.
  2. Stated Income Loans (Great for business owners and self-employed ) No tax returns!
  3. 100% financing is available (we can cross collateralize other properties if there is enough equity)
  4. Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow – 1% DCR!
  5. Flipper & Rehab Loans (Flip a property with one of our many options)
  6. 2nd Position Loans up to $5mm
  7. Raw Land & Lot Loans
  8. Ground up Construction for spec homes, custom homes and commercial ground up.
  9. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
  10. 5% down Jumbo’s with NO MI up to $2mm / 10% down up to $3mm
  11. Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
  12. Acreage Properties
  13. Commercial Loans up to $500mm
  14. 3% & 5% down Conventional Loans- LPMI (Lender paid mortgage insurance)
  15. Foreign Nationals Loans (no social security or residency required)

We also offer:

  1. 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $484,350k)
  2. High Balance Conforming aka Super Conforming (from $484,350-$726,525)
  3. Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
  4. FHA, VA, USDA
  5. ARM’s
  6. Reverse mortgages up to $1 Million Value
  7. Refinance including Cash Out