12-24 Month Bridge Loan Programs
Are you interested in learning about our 12-24 month Bridge Loan Programs?
Valor Lending Group is waiting for your CALL or EMAIL today!
12-24 Month Bridge Loan Programs Available in most states TODAY!
We work with the absolute best to get you the top rates and scenarios around.
12-24 Month Interest Only Bridge Loan Programs
Valor Lending Group
What is a hard money loan?
A hard money loan or bridge loan is a Short Term 12 -24 Month Interest Only Loan with NO Prepayment Penalty that requires the loan be Paid in Full at the end of the 12-24 month term.
Up to 80% LTV on 1-4 Unit Residential Property Purchase with Best pricing is at 60-65% LTV.
Valor Bridge Investment Property | Non owner occupied:
- Terms 1 to 2 years
- Max LTV of 80%
- No Prepayment Penalty
**no Appraisal Subject to lender discretion on a case by case basis
Valor Bridge Owner Occupied (Business Purpose):
Do you need to pull cash out of your primary residence for a business purpose?
- Terms of up to 12 months
- Max LTV of 70-75% on 1st TD | Max CLTV 60-65% on 2nd TD
- No Prepayment Penalty
- Cannot pay off consumer debt
*Owner occupied for Arizona and California and Florida Properties ONLY
Needs for Quote (email Stefanie the following):
- Property Address:
- Purchase Price (for Purchase):
- Property “as is” Value:
- Current Balance (for Refinance):
- Total Monthly Rents (confirm if long term or short term Airbnb leases):
- Monthly Taxes and Insurance:
- Approx. Credit Score:
- Vesting in and Entity or Individual name:
Other Programs Available
- Fix and Flip Loans
- Commercial Loans
- Save your Deal | We Save Deals
We are NEVER too busy for your referrals
WE SAVE DEALS!
Recap of our Loan Products
- Hard Money Loans (20% down / minimal documentation) Typically Fund in 7-10 days.
- Stated Income Loans (Great for business owners and self employed ) No tax returns!
- 100% financing is available (we can cross collateralize other properties if there is enough equity)
- Valor VA Home Loan 100% financing up to $1.5MM
- Rental Property Loan – No tax returns or DTI calculation! Based on subject property cash flow – No DSCR Coverage needed!
- Flipper & Rehab Loans (Flip a property with one of our many options)
- 2nd Position Loans up to $5mm
- Raw Land & Lot Loans
- Ground up Construction for spec homes, custom homes and commercial ground up.
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- 10% down Jumbo’s up to $1.5mm
- Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
- Acreage Properties
- Commercial Loans up to $500mm
- 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
- Foreign Nationals Loans (no social security or residency required)
We Also Offer:
- Conventional Conforming Loans
- High Balance Conforming
- Jumbo Loan Financing | 10% down Jumbo to $1.5mm
- FHA, USDA
- Reverse mortgages up to $1 Million Value
- Cash Out Refinancing
**Rates and terms subject to change without notice
We are never too busy for your referrals!
For the most up to date mortgage news visit: Mortgage News Daily
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