What is a Mortgage Professional?

Valor Lending Group may be the mortgage professional you have been looking for!

Are you looking for a Mortgage Professional? Whether it be a residential purchase or refinance in California or commercial financing nationwide on nearly any type of property Valor Lending Group has you covered.

Looking for a Mortgage Professional

Most people turn to their local bank for a home loan, not knowing the knowledge and expertise a Independent Mortgage Professional will have to offer over your local bank.
What you might not know is that an Independent Mortgage Professional is often the best choice and they are able to offer you more loan options than a bank.
What differentiates an Independent Mortgage Professional from a bank?

INDEPENDENT MORTGAGE PROFESSIONAL

Licensed mortgage expert – consistently undergoes continuous training
Specializes in mortgages only
Partners with many lenders to offer multiple loan products, allowing you to choose the best option
Often offers lower rates and cheaper costs due to less overhead
Adapts to industry changes quickly
Communication Communication Communication!

BANK

Not required to be licensed and are not held to the same standards and regulations as brokers in terms of testing and ongoing training
Offer many other loan products (auto, boat, etc), so mortgages are not their main focus
Only able to offer limited loan products they have in-house – may not be the best fit for your needs
Often higher rates
Slower to adapt to change due to large organizational operations
Lack of communication

Valor is funding every loan in the book for California residential properties.