Top San Diego Bridge Loans
Valor Lending Group
When trying to buy the home of your dreams the process can be stressful, it can become even more hectic if the current home you have has not sold. If the current home you have has an equity a bridge loan could make the process of buying your dream home a bit smother. The application process for a bridge loan is a speedy process but also it can be riskier and more expensive.
Figuratively, a Bridge loan is a temporary financing avenue that can provide you with a way to “bridge together” the purchase of your new home with the selling of your current home. Combining the value of your current home with the home you would like to purchase, the borrower will bridge those two items together to usually give you the maximum amount of 65-70% LTV, some lenders this many very.
Valor Lending Group works with the best of the best to get you the top scenario you could imagine. With our unmatched communication skills and tricks of the trade you will be blown away with the experience you will have working with our team of professionals. We are ready for you call or email TODAY!
Top San Diego Bridge Loans
Valor Bridge Owner Occupied:
Do you need to pull cash out of your primary residence for a business purpose?
- Property being used as the borrower primary residence
- terms of up to 11 months
- Max LTV of 72% on 1st TD | Max CLTV 65% on 2nd TD
- No Prepayment Penalty
- Interest Only starting in the 9’s
*Owner occupied for California Properties ONLY
Valor Investment Property | Non owner occupied:
Property being used as the borrowers investment property
- Terms 1 to 2 year
- Max LTV of 80% | note: Are you buying below market value? We can use the higher “as is” value with as little as 10% down!
- No Prepayment Penalty
- Interest Only starting in the 7’s
Valor Cross- Collateral Loan:
Do you have a portfolio with properties that have available equity?
- Leverage for 100% financing when crossing other real estate owned at 65% CLT for 100% Financing
- Terms of 1-2 years
- Max CLTV of 65%
- No Prepayment Penalty
- Interest Only starting in the 9’s
**no Appraisal Subject to lender discretion on a case by case basis
Needs for Quote (email Allison the following):
- Property Address:
- Purchase Price (for Purchase):
- Property “as is” Value:
- Current Balance (for Refinance):
- Total Monthly Rents (confirm if long term or short term Airbnb leases):
- Monthly Taxes and Insurance:
- Approx Credit Score:
- Vesting in and Entity or Individual name:
Other Programs Available | Top San Diego Bridge Loans
- Hard Money Loans
- Fix and Flip Loans
- Commercial Loans
- Save your Deal | We Save Deals
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