***Special*** Self Employment

Stated Income Loans: “Always with your best interest in mind”   Call or email me for immediate attention to your scenario! Valor Lending Group can fund your fast-hard money loan up to $10mm in as little as 7 days often without an appraisal. Valor Lending Group also offers literally every loan in the book! Check
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Valor Investment Property | Non owner occupied

Valor Investment Property | Non owner occupied  Property being used as the borrowers investment property Terms 1 to 2 year Max LTV of 80% | note: Are you buying below market value? We can use the higher “as is” value with as little as 10% down! No Prepayment Penalty Interest Only starting in the 7s
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CAR on California: “Low interest rates boost California housing market”

by Calculated Risk on 9/17/2019 12:47:00 PM The CAR reported: Low interest rates boost California housing market as median home price sets another record, C.A.R. reports The lowest mortgage interest rates in nearly three years helped jump start California’s housing market to post the first year-over-year sales gain and highest sales level in 15 months, the CALIFORNIA
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Up to 80% LTV | NOO Bridge Loans | Fast Close

  NOO | INVESTMENT PROPERTY BRIDGE  PROGRAM: 7.99%* | Interest Only Payments | 1-2 year loan | NO Prepayment Penalty | Up to 80% LTV     Valor Lending Group is your source for hard money financing when banks are not an option or you just need to close in a short period of time.
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Nationwide Investment Property No-Ratio Loans | Unlock the Equity in Your Property

  Valor Lending Group’s Investor Cash Flow mortgage program allows you to qualify clients based on personal credit and property cash flow.  No personal income required to qualify, no need to submit income statements or tax returns. Best for investors looking for non-bank financing solutions for 1-4 Unit Rental Properties   Investor Cash Flow (DSCR) Program Highlights
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California Bank Statement Loans | No Tax Returns or W-2s Required

  1-4 Units Bank Statement Deposit Loans–We can fund your loan without tax returns or W2s! All you need is sufficient qualifying deposits on either your personal or business bank statements. You can also qualify based on 1099s.  **UPDATE: Now only 12 months self-employment needed to qualify   Bank Deposit Loan Program Highlights Only 12-months
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100% Financing | Leverage Your Equity | Fast Hard Money

Investors Leverage your Real Estate Assets: Have equity in another investment property? We can cross in a 2nd position for the down payment on your new acquisition and cover closing costs for 100% financing! ! Valor Lending Group can fund your HARD MONEY up to $10MM in as little as 10 days often times without
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New Info for Multifamily Investors

Valor Lending Group can finance your multifamily with: -No Tax Returns -Debt Service Coverage Ratio as low as 1.15 Coverage -Loan to Value up to 80%   Call or email me for immediate attention to your scenario! Valor Lending Group can fund your fast-hard money loan up to $10mm in as little as 7 days
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***Flipper Loan Special***

Fix Flip and Don’t Stop We have a loan program to take care of  the investor needs. We have a new program available: Rate as low as **7.75%** Financing up to 24 months Loan amounts to $2mm Interest only payments Up to  90% of acquisition and rehab cost **8.29% APR, Based on California Property, 5
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WE WILL NEVER FORGET!

We are here to serve you!   Your service to our great country should always be recognized and appreciated. We have a number of programs available just for our service men and women and veterans for California residential financing. Let us work for you to get you into the home you deserve.   Check out
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Nationwide Commercial Stated Income Loans | Up to 80% LTV

  Great option for investors and business owners to secure commercial mortgage financing without having to provide tax returns.     Commercial Stated Income Loan Program Highlights:  Purchase, Refinance, Cash-Out Up to 80% LTV Cash-Outs available | Interest-Only options available Only 650 Credit Score Required No Tax Returns Required No 4506T Required Eligible Properties: Multifamily,
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