Foresight looks bright for 2023 to be a good year for Investment property Opportunities and Valor Lending Group is here to help you score the right loan to meet your specific needs! Whether it be any one of the below:
According to this ThinkRealty.com Article, they point out 5 Trends and Opportunities to look forward to for Investment Property Opportunities in the coming year. Another excellent source that has 7 Trends, for 2023, to look for, in the rental investment industry is an article by Rental Housing Journal.com
Whether you are a First Time Property Investor or Seasoned Investment Property Investor, Valor Lending Group has the right loan to meet your needs!
Call or Email me today for immediate attention to your specific loan Scenario.
Types of loans for Investment Property are:
In Short here are the most significant Trends from Rental Housing Journal:
- More Investment-Minded Owners in the Rental Real Estate Market
- Mixed-Use Properties Are Back
- While mixed-use properties—those that include a blend of residential, retail/entertainment, and business properties—lost some ground during the pandemic, the trend is making a comeback as construction gets underway once more.
- According to Price Waterhouse Cooper’s (PwC) Emerging Trends in Real Estate 2023, of the 1,300 malls in the United States, 500 are undergoing renovation into mixed-use spaces. The properties offer plenty of attractive features for residents, including easy access to restaurants, shops, and entertainment, as well as such essentials as grocery stores and medical centers.
- Mixed-use properties may be worth a look for investment-minded property managers, particularly those who have the staff and resources to add commercial spaces to their portfolios
3. The Suburbs and Single-Family Rentals Are Still Attractive
4. Record Inflation Will Most Likely Continue in 2023
5. Mortgage Interest Rates May Continue to Rise
6. Renters Are Now Coming from Multiple Age Groups
7. Renters Are Looking for Diversified Space
- The shift to work-from-home and the increased number of families as renters will continue to affect the types of spaces renters are looking for. According to PwC and our Industry Report, rental market trends show more residents want: Homes with extra room or flex space, units with outdoor space, and a mix of public and private spaces.
Recap of our Loan Products
- Hard Money Loans (20% down / minimal documentation) are Typically funded in 7-10 days.
- Stated Income Loans (Great for business owners and self-employed) No tax returns!
- 100% financing is available (we can cross-collateralize other properties if there is enough equity)
- Valor VA Home Loan 100% financing up to $1.5MM
- Rental Property Loan – No tax returns or DTI calculation! Based on the subject property’s cash flow – No DSCR Coverage is needed!
- Flipper & Rehab Loans (Flip a property with one of our many options)
- 2nd Position Loans up to $5mm
- Raw Land & Lot Loans
- Ground-up Construction for spec homes, custom homes, and commercial ground-up.
- Farms, Vineyards, Ranches, and Agricultural Properties (25-30% down)
- 10% down Jumbo’s up to $1.5mm
- Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
- Acreage Properties
- Commercial Loans up to $500mm
- 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
- Foreign Nationals Loans (no social security or residency required)
Other Programs we Offer:
- Conventional Conforming Loans
- High Balance Conforming
- Jumbo Loan Financing |10% down Jumbo to $1.5mm
- FHA, USDA
- Reverse mortgages up to $1 Million in Value
- Cash-Out Refinancing
We look forward to the opportunity to serve you!
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